Doctor's SBI Card
Rs 1,499Annual fee
Rs 2,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per year, capped at 2 visits per quarter
- 4 complimentary international airport lounge visits per year through Priority Pass membership, capped at 2 visits per quarter
3.5%Forex markup
Best for
doctors, healthcare, medical supplies, travel, lounge
Top rewards
Travel bookings & medical supplies: 5 Reward Points / Rs 100 spent; International spends: 5 Reward Points / Rs 100 spent; Other eligible retail purchases: 1 Reward Point / Rs 100 spent
IndiGo SBI Card ELITE
Rs 4,999Annual fee
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per calendar year (limited to 2 visits per quarter).
- Requires spends of Rs 1 lakh in the preceding calendar quarter to unlock access.
- 6 complimentary international airport lounge visits per calendar year (limited to 2 visits per quarter).
1.99%Forex markup
Best for
indigo, flights, travel, lounge, forex
Top rewards
IndiGo flight spends: 7 IndiGo BluChips / Rs 100 spent; Hotel and lodging spends: 3 IndiGo BluChips / Rs 100 spent; Other eligible spends: 2 IndiGo BluChips / Rs 100 spent
| Feature | Doctor's SBI Card | IndiGo SBI Card ELITE |
|---|---|---|
| Issuer | SBI Card | SBI Card |
| Network | Visa | Mastercard, RuPay |
| Joining fee | Rs 1,499 | Rs 4,999 |
| Annual fee | Rs 1,499 | Rs 4,999 |
| Fee waiver spend | Rs 2,00,000 | - |
| Reward type | reward points | indigo bluchips |
| Best for | doctors, healthcare, medical supplies, travel, lounge | indigo, flights, travel, lounge, forex |
| Top reward categories | Travel bookings & medical supplies: 5 Reward Points / Rs 100 spent; International spends: 5 Reward Points / Rs 100 spent; Other eligible retail purchases: 1 Reward Point / Rs 100 spent | IndiGo flight spends: 7 IndiGo BluChips / Rs 100 spent; Hotel and lodging spends: 3 IndiGo BluChips / Rs 100 spent; Other eligible spends: 2 IndiGo BluChips / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 8 |
| International lounge | 4 | 6 |
| Forex markup | 3.5% | 1.99% |
| Milestone benefits | Not listed | 6,000 IndiGo BluChips on annual spends of Rs 3 lakh, 6,000 IndiGo BluChips on annual spends of Rs 6 lakh, 6,000 IndiGo BluChips on annual spends of Rs 9 lakh, 6,000 IndiGo BluChips on annual spends of Rs 12 lakh |
| Redemption | Statement credit: upto Rs 0.25 per point | Not listed |
| Key exclusions | fuel spends, cash advances, balance transfers, wallet loading transactions, rent payments, government services spends | fuel, wallet loading, rent, education, cash withdrawal, cash advance |