Doctor's SBI Card
Rs 1,499Annual fee
Rs 2,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per year, capped at 2 visits per quarter
- 4 complimentary international airport lounge visits per year through Priority Pass membership, capped at 2 visits per quarter
3.5%Forex markup
Best for
doctors, healthcare, medical supplies, travel, lounge
Top rewards
Travel bookings & medical supplies: 5 Reward Points / Rs 100 spent; International spends: 5 Reward Points / Rs 100 spent; Other eligible retail purchases: 1 Reward Point / Rs 100 spent
IndiGo SBI Card
Rs 1,499Annual fee
4Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic airport lounge visits per calendar year (limited to 1 visit per quarter).
- Requires spends of Rs 50,000 in the preceding calendar quarter to unlock access.
3.5%Forex markup
Best for
indigo, flights, travel, lounge
Top rewards
IndiGo flight spends: 3 IndiGo BluChips / Rs 100 spent; Hotel and lodging spends: 2 IndiGo BluChips / Rs 100 spent; Other eligible spends: 1 IndiGo BluChip / Rs 100 spent
| Feature | Doctor's SBI Card | IndiGo SBI Card |
|---|---|---|
| Issuer | SBI Card | SBI Card |
| Network | Visa | Mastercard, RuPay |
| Joining fee | Rs 1,499 | Rs 1,499 |
| Annual fee | Rs 1,499 | Rs 1,499 |
| Fee waiver spend | Rs 2,00,000 | - |
| Reward type | reward points | indigo bluchips |
| Best for | doctors, healthcare, medical supplies, travel, lounge | indigo, flights, travel, lounge |
| Top reward categories | Travel bookings & medical supplies: 5 Reward Points / Rs 100 spent; International spends: 5 Reward Points / Rs 100 spent; Other eligible retail purchases: 1 Reward Point / Rs 100 spent | IndiGo flight spends: 3 IndiGo BluChips / Rs 100 spent; Hotel and lodging spends: 2 IndiGo BluChips / Rs 100 spent; Other eligible spends: 1 IndiGo BluChip / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 4 |
| International lounge | 4 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | 2,500 IndiGo BluChips on annual spends of Rs 2 lakh, 2,500 IndiGo BluChips on annual spends of Rs 4 lakh, 2,500 IndiGo BluChips on annual spends of Rs 6 lakh |
| Redemption | Statement credit: upto Rs 0.25 per point | Not listed |
| Key exclusions | fuel spends, cash advances, balance transfers, wallet loading transactions, rent payments, government services spends | fuel, wallet loading, rent, education, cash withdrawal, cash advance |