CUB SalarySe Level UP Credit Card
Rs 500Annual fee
Rs 2,00,000Fee waiver spend
12Domestic lounge
Domestic lounge conditions
- 1 domestic lounge access is unlocked on spending ₹10,000 or more in the previous billing cycle.
- Unlocked lounge access is credited after the monthly bill is generated and remains valid for 30 days.
- Lounge access follows the RuPay Card airport lounge programme and applies on the physical card.
1%Forex markup
Best for
Salary, UPI, Online, Lounge, Low Forex
Top rewards
SalarySe UPI, Online, And Eligible Card Spends Up To ₹20,000 Per Billing Cycle: 5 SCoins / ₹100; SalarySe UPI, Online, And Eligible Card Spends Above ₹20,000 Per Billing Cycle: 10 SCoins / ₹100 on spends above ₹20,000; Online Checkout Using Level UP Card Details Up To ₹20,000 Per Billing Cycle: 5 SCoins / ₹100
Power+ Credit Card
Rs 499Annual fee
Rs 1,50,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- 1 complimentary domestic airport lounge visit per quarter, subject to a minimum spend of ₹20,000 in the previous calendar month.
0%Forex markup
Best for
Fuel, HPCL, UPI, Grocery, Lounge
Top rewards
HPCL Fuel Spends: 30 Reward Points per INR 150 spent; Grocery And Utility Bills Spends: 30 Reward Points per INR 150 spent; Other Retail And UPI Spends: 3 Reward Points per INR 150 spent
| Feature | CUB SalarySe Level UP Credit Card | Power+ Credit Card |
|---|---|---|
| Issuer | City Union Bank | IDFC FIRST Bank |
| Network | RuPay | RuPay |
| Joining fee | Rs 500 | Rs 499 |
| Annual fee | Rs 500 | Rs 499 |
| Fee waiver spend | Rs 2,00,000 | Rs 1,50,000 |
| Reward type | SalarySe SCoins | Reward Points |
| Best for | Salary, UPI, Online, Lounge, Low Forex | Fuel, HPCL, UPI, Grocery, Lounge |
| Top reward categories | SalarySe UPI, Online, And Eligible Card Spends Up To ₹20,000 Per Billing Cycle: 5 SCoins / ₹100; SalarySe UPI, Online, And Eligible Card Spends Above ₹20,000 Per Billing Cycle: 10 SCoins / ₹100 on spends above ₹20,000; Online Checkout Using Level UP Card Details Up To ₹20,000 Per Billing Cycle: 5 SCoins / ₹100 | HPCL Fuel Spends: 30 Reward Points per INR 150 spent; Grocery And Utility Bills Spends: 30 Reward Points per INR 150 spent; Other Retail And UPI Spends: 3 Reward Points per INR 150 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 12 | 4 |
| International lounge | 0 | 0 |
| Forex markup | 1% | 0% |
| Milestone benefits | Not Listed | Not Listed |
| Redemption | Not Listed | Statement credit: upto ₹ 0.25 per point |
| Key exclusions | Cash withdrawal transactions, Wallet and service provider transactions, Fuel and auto transactions, Quasi-cash transactions, Gambling transactions, Jewellery transactions | Fuel transactions at non-HPCL stations, EMI transactions, Cash withdrawal / cash advance transactions |