City Union Bank
CUB SalarySe Level UP Credit Card
SimplifyCards take:A good fit if you want a card built for salary, UPI, and online
✓
Best for SalarySe UPI, Online, And Eligible Card Spends Above ₹20,000 Per Billing CycleBest for
10 SCoins / ₹100 on spends above ₹20,000
!
Avoid if you spend big on fuel and wallet loadsWatch out
These categories are excluded and won't earn rewards
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Good fit if you want a card built for salary, UPI, and onlineBottom line
It combines complimentary airport lounge access, a low 1% forex markup, and accelerated rewards on salaryse UPI, online, and eligible card spends above ₹20,000 per billing cycle
Estimate your SalarySe SCoins
Adjust your monthly spend to see the card's estimated annual value
How the card works
SalarySe SCoins rates
| Category | Rate |
|---|---|
| SalarySe UPI, Online, And Eligible Card Spends Up To ₹20,000 Per Billing Cycle | 5 SCoins / ₹100 |
| SalarySe UPI, Online, And Eligible Card Spends Above ₹20,000 Per Billing Cycle | 10 SCoins / ₹100 on spends above ₹20,000 |
| Online Checkout Using Level UP Card Details Up To ₹20,000 Per Billing Cycle | 5 SCoins / ₹100 |
| Online Checkout Using Level UP Card Details Above ₹20,000 Per Billing Cycle | 10 SCoins / ₹100 on spends above ₹20,000 |
| Base Categories And Non-SalarySe UPI Spends | 1 SCoin / ₹100 |
Redemption
SalarySe SCoinsupto ₹ 0.2 per SalarySe SCoin
Important conditions
1
Domestic lounge12 visits per year
- 1 domestic lounge access is unlocked on spending ₹10,000 or more in the previous billing cycle
- Unlocked lounge access is credited after the monthly bill is generated and remains valid for 30 days
- Lounge access follows the RuPay Card airport lounge programme and applies on the physical card
2
Fee waiverRenewal fee waived on annual spends of ₹ 2 lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- SalaryDay Bonus offers up to 37.5 SCoins / ₹100 on eligible SalarySe UPI spends on the 1st and last day of the month
- Virtual-only lifetime-free variant is available for digital-first users
- 1% fuel surcharge waiver on eligible fuel purchases of ₹400 to ₹3,000, capped at ₹300 per statement cycle
Additional details
- SalaryDay Bonus requires at least ₹5,000 spend on non-SalaryDay Bonus days and is capped at ₹15,000 eligible SalaryDay spend per billing cycle
- The overall monthly rewards cap for base + accelerated + super accelerated rewards is 10% of the card's credit limit
- SalaryDay Bonus is over and above this cap
- Paid physical card variant has 1% forex markup; virtual-only lifetime-free variant has 2% forex markup
Eligibility
Check this before you apply
Salaried
- Age: 21 to 60 years
- Salary credit and employer/profile eligibility are assessed inside the SalarySe app
- Subject to City Union Bank credit assessment and approved credit limit
Self-employed
- This card is positioned for salaried professionals rather than self-employed applicants
- Any non-salaried eligibility, if offered, is assessed inside the SalarySe app
- Subject to City Union Bank credit assessment and approved credit limit
Exclusions
Spending that does not earn salaryse scoins
- Cash withdrawal transactions
- Wallet and service provider transactions
- Fuel and auto transactions
- Quasi-cash transactions
- Gambling transactions
- Jewellery transactions
- Spends eligible for SalaryDay Bonus do not also earn accelerated or super accelerated rewards
Compare before you decide
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