CUB SalarySe Level UP Credit Card
Rs 500Annual fee
Rs 2,00,000Fee waiver spend
12Domestic lounge
Domestic lounge conditions
- 1 domestic lounge access is unlocked on spending ₹10,000 or more in the previous billing cycle.
- Unlocked lounge access is credited after the monthly bill is generated and remains valid for 30 days.
- Lounge access follows the RuPay Card airport lounge programme and applies on the physical card.
1%Forex markup
Best for
Salary, UPI, Online, Lounge, Low Forex
Top rewards
SalarySe UPI, Online, And Eligible Card Spends Up To ₹20,000 Per Billing Cycle: 5 SCoins / ₹100; SalarySe UPI, Online, And Eligible Card Spends Above ₹20,000 Per Billing Cycle: 10 SCoins / ₹100 on spends above ₹20,000; Online Checkout Using Level UP Card Details Up To ₹20,000 Per Billing Cycle: 5 SCoins / ₹100
MakeMyTrip Credit Card
Rs 999Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Complimentary domestic lounge access (8 visits per year, max 2 per quarter) requires spending ₹75,000 in the previous calendar quarter.
- Complimentary international lounge access (1 visit per year) requires Priority Pass membership.
0.99%Forex markup
Best for
Travel, Makemytrip, Low Forex, Lounge, Rupay
Top rewards
MakeMyTrip Hotel Bookings: 6 myCash / ₹100 spent; MakeMyTrip Flight Bookings: 3 myCash / ₹100 spent; Other Retail Spends: 1 myCash / ₹100 spent
| Feature | CUB SalarySe Level UP Credit Card | MakeMyTrip Credit Card |
|---|---|---|
| Issuer | City Union Bank | ICICI Bank |
| Network | RuPay | Mastercard, RuPay |
| Joining fee | Rs 500 | Rs 999 |
| Annual fee | Rs 500 | Rs 999 |
| Fee waiver spend | Rs 2,00,000 | Rs 3,00,000 |
| Reward type | SalarySe SCoins | MyCash |
| Best for | Salary, UPI, Online, Lounge, Low Forex | Travel, Makemytrip, Low Forex, Lounge, Rupay |
| Top reward categories | SalarySe UPI, Online, And Eligible Card Spends Up To ₹20,000 Per Billing Cycle: 5 SCoins / ₹100; SalarySe UPI, Online, And Eligible Card Spends Above ₹20,000 Per Billing Cycle: 10 SCoins / ₹100 on spends above ₹20,000; Online Checkout Using Level UP Card Details Up To ₹20,000 Per Billing Cycle: 5 SCoins / ₹100 | MakeMyTrip Hotel Bookings: 6 myCash / ₹100 spent; MakeMyTrip Flight Bookings: 3 myCash / ₹100 spent; Other Retail Spends: 1 myCash / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 12 | 8 |
| International lounge | 0 | 1 |
| Forex markup | 1% | 0.99% |
| Milestone benefits | Not Listed | Upgrade to a higher MMTBLACK membership tier on spending ₹2 lakh or more on MakeMyTrip annually |
| Redemption | Not Listed | Not Listed |
| Key exclusions | Cash withdrawal transactions, Wallet and service provider transactions, Fuel and auto transactions, Quasi-cash transactions, Gambling transactions, Jewellery transactions | Fuel transactions, Rent payments, E-wallet loading transactions, Government transactions, EMI transactions, Balance transfers |