CheQ Credit Card
Rs 499Annual fee
Rs 3,00,000Fee waiver spend
0Domestic lounge
3.49%Forex markup
Best for
Cashback, Cheq, Travel, UPI, Utility Bills, Amazon
Top rewards
Select Brands On CheQ (Amazon, Flipkart, Zomato, BigBasket, Apple Via Unicorn): 24 CheQ Points per ₹200 spent; CheQ Travel Bookings And Utility Bill Payments On CheQ App: 24 CheQ Points per ₹200 spent; Other Eligible Shopping, Dining, Food Delivery, And Online Grocery Spends: 10 CheQ Points per ₹200 spent
Cashback Credit Card
Rs 1,000Annual fee
Rs 4,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Cashback, Online Spends, Retail, Travel, Utility Bills
Top rewards
Online Spends Up To ₹5,000/Mo: 2% cashback; Online Spends ₹5,000-40,000/Mo: 5% cashback; Online Spends Above ₹40,000/Mo: 7% cashback
| Feature | CheQ Credit Card | Cashback Credit Card |
|---|---|---|
| Issuer | AU Small Finance Bank | Axis Bank |
| Network | Visa, RuPay | Visa |
| Joining fee | Rs 499 | Rs 1,000 |
| Annual fee | Rs 499 | Rs 1,000 |
| Fee waiver spend | Rs 3,00,000 | Rs 4,00,000 |
| Reward type | Cashback And CheQ Points | Cashback |
| Best for | Cashback, Cheq, Travel, UPI, Utility Bills, Amazon | Cashback, Online Spends, Retail, Travel, Utility Bills |
| Top reward categories | Select Brands On CheQ (Amazon, Flipkart, Zomato, BigBasket, Apple Via Unicorn): 24 CheQ Points per ₹200 spent; CheQ Travel Bookings And Utility Bill Payments On CheQ App: 24 CheQ Points per ₹200 spent; Other Eligible Shopping, Dining, Food Delivery, And Online Grocery Spends: 10 CheQ Points per ₹200 spent | Online Spends Up To ₹5,000/Mo: 2% cashback; Online Spends ₹5,000-40,000/Mo: 5% cashback; Online Spends Above ₹40,000/Mo: 7% cashback |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.49% | 3.5% |
| Milestone benefits | Not Listed | Annual fee waived on spends of ₹4 lakh or more in a card anniversary year |
| Redemption | Statement credit: upto ₹ 0.25 per point | Statement credit: upto ₹ 1 per point |
| Key exclusions | Fuel purchases, Education spends, Gold purchases, Gambling transactions, Insurance payments, Utility payments made outside the CheQ app | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Educational institution payments, Purchase of gold or jewellery |