Snapdeal Credit Card
Rs 249Annual fee
0Domestic lounge
3.5%Forex markup
Best for
Snapdeal, Online, Grocery, Departmental Stores, Cashback
Top rewards
Snapdeal Platform Spends: 20 reward points per ₹100 (5% cashback); Online Shopping, Grocery, And Departmental Store Spends: 10 reward points per ₹100 (2.5% cashback); All Other Eligible Spends (including UPI): 4 reward points per ₹100 (1% cashback)
RuPay Cashback Credit Card
Rs 499Annual fee
Rs 2,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic lounge visits per year (max 2 per calendar quarter).
- 2 complimentary international lounge visits per calendar year.
3.5%Forex markup
Best for
Rupay, UPI, Cashback, Dining, Grocery
Top rewards
Dining, Food Delivery, And Grocery Spends: 10% Cashback; Other Spends: 1% Cashback
| Feature | Snapdeal Credit Card | RuPay Cashback Credit Card |
|---|---|---|
| Issuer | Bank of Baroda | HSBC Bank |
| Network | RuPay | RuPay |
| Joining fee | Rs 249 | Rs 499 |
| Annual fee | Rs 249 | Rs 499 |
| Fee waiver spend | - | Rs 2,00,000 |
| Reward type | Cashback | Cashback |
| Best for | Snapdeal, Online, Grocery, Departmental Stores, Cashback | Rupay, UPI, Cashback, Dining, Grocery |
| Top reward categories | Snapdeal Platform Spends: 20 reward points per ₹100 (5% cashback); Online Shopping, Grocery, And Departmental Store Spends: 10 reward points per ₹100 (2.5% cashback); All Other Eligible Spends (including UPI): 4 reward points per ₹100 (1% cashback) | Dining, Food Delivery, And Grocery Spends: 10% Cashback; Other Spends: 1% Cashback |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 8 |
| International lounge | 0 | 2 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | 500 bonus reward points on spending ₹5,000 or more within first 60 days of card issuance, Snapdeal vouchers worth up to ₹500 on performing a transaction within first 30 days of issuance | Not Listed |
| Redemption | Statement credit: upto ₹ 0.25 per point | Statement credit: upto ₹ 1 per point |
| Key exclusions | Fuel transactions, Cash advance / cash withdrawal transactions, EMI transactions, Fees and charges (joining fee, annual fee, finance charges, and other levied charges) | Utility bill payments, Fuel-related transactions, Rental payments and commissions, Insurance premium payments, EMI transactions, Government-related payments |