Snapdeal BOBCARD
Rs 249Annual fee
0Domestic lounge
3.5%Forex markup
Best for
snapdeal, online, grocery, departmental stores, cashback
Top rewards
Snapdeal platform spends: 20 reward points per Rs 100 (5% cashback); Online shopping, grocery, and departmental store spends: 10 reward points per Rs 100 (2.5% cashback); All other eligible spends (including UPI): 4 reward points per Rs 100 (1% cashback)
HSBC RuPay Cashback Credit Card
Rs 499Annual fee
Rs 2,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic lounge visits per year (max 2 per calendar quarter).
- 2 complimentary international lounge visits per calendar year.
3.5%Forex markup
Best for
rupay, upi, cashback, dining, grocery
Top rewards
Dining, Food Delivery, and Grocery spends: 10% Cashback; Other spends: 1% Cashback
| Feature | Snapdeal BOBCARD | HSBC RuPay Cashback Credit Card |
|---|---|---|
| Issuer | Bank of Baroda | HSBC Bank |
| Network | RuPay | RuPay |
| Joining fee | Rs 249 | Rs 499 |
| Annual fee | Rs 249 | Rs 499 |
| Fee waiver spend | - | Rs 2,00,000 |
| Reward type | cashback | cashback |
| Best for | snapdeal, online, grocery, departmental stores, cashback | rupay, upi, cashback, dining, grocery |
| Top reward categories | Snapdeal platform spends: 20 reward points per Rs 100 (5% cashback); Online shopping, grocery, and departmental store spends: 10 reward points per Rs 100 (2.5% cashback); All other eligible spends (including UPI): 4 reward points per Rs 100 (1% cashback) | Dining, Food Delivery, and Grocery spends: 10% Cashback; Other spends: 1% Cashback |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 8 |
| International lounge | 0 | 2 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | 500 bonus reward points on spending Rs 5,000 or more within first 60 days of card issuance, Snapdeal vouchers worth up to Rs 500 on performing a transaction within first 30 days of issuance | Not listed |
| Redemption | Statement credit: upto Rs 0.25 per point | Statement credit: upto Rs 1 per point |
| Key exclusions | Fuel transactions, Cash advance / cash withdrawal transactions, EMI transactions, Fees and charges (joining fee, annual fee, finance charges, and other levied charges) | Utility bill payments, Fuel-related transactions, Rental payments and commissions, Insurance premium payments, EMI transactions, Government-related payments |