BOBCARD Etihad Guest Premium Credit Card
Rs 5,000Annual fee
Rs 5,00,000Fee waiver spend
12Domestic lounge
Domestic lounge conditions
- 12 complimentary domestic airport lounge visits per calendar year (limited to 3 visits per quarter).
- Access is powered by the DreamFolks web-access portal and requires card tokenization and generating a QR code.
- A cooling-off period of 5 hours applies between consecutive visits at the same lounge outlet.
- 8 complimentary international airport lounge visits per calendar year (limited to 2 visits per quarter) via DreamFolks web-access portal or Priority Pass.
0%Forex markup
Best for
travel, etihad, flights, lounge, zero forex
Top rewards
Etihad Airways spends: 6 Etihad Guest Miles / Rs 100 spent; Other eligible spends: 2 Etihad Guest Miles / Rs 100 spent
IndiGo SBI Card ELITE
Rs 4,999Annual fee
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per calendar year (limited to 2 visits per quarter).
- Requires spends of Rs 1 lakh in the preceding calendar quarter to unlock access.
- 6 complimentary international airport lounge visits per calendar year (limited to 2 visits per quarter).
1.99%Forex markup
Best for
indigo, flights, travel, lounge, forex
Top rewards
IndiGo flight spends: 7 IndiGo BluChips / Rs 100 spent; Hotel and lodging spends: 3 IndiGo BluChips / Rs 100 spent; Other eligible spends: 2 IndiGo BluChips / Rs 100 spent
| Feature | BOBCARD Etihad Guest Premium Credit Card | IndiGo SBI Card ELITE |
|---|---|---|
| Issuer | Bank of Baroda | SBI Card |
| Network | Visa | Mastercard, RuPay |
| Joining fee | Rs 5,000 | Rs 4,999 |
| Annual fee | Rs 5,000 | Rs 4,999 |
| Fee waiver spend | Rs 5,00,000 | - |
| Reward type | etihad guest miles | indigo bluchips |
| Best for | travel, etihad, flights, lounge, zero forex | indigo, flights, travel, lounge, forex |
| Top reward categories | Etihad Airways spends: 6 Etihad Guest Miles / Rs 100 spent; Other eligible spends: 2 Etihad Guest Miles / Rs 100 spent | IndiGo flight spends: 7 IndiGo BluChips / Rs 100 spent; Hotel and lodging spends: 3 IndiGo BluChips / Rs 100 spent; Other eligible spends: 2 IndiGo BluChips / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 12 | 8 |
| International lounge | 8 | 6 |
| Forex markup | 0% | 1.99% |
| Milestone benefits | Not listed | 6,000 IndiGo BluChips on annual spends of Rs 3 lakh, 6,000 IndiGo BluChips on annual spends of Rs 6 lakh, 6,000 IndiGo BluChips on annual spends of Rs 9 lakh, 6,000 IndiGo BluChips on annual spends of Rs 12 lakh |
| Redemption | Not listed | Not listed |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities spends, Government services spends | fuel, wallet loading, rent, education, cash withdrawal, cash advance |