Etihad Guest Credit Card
Rs 2,500Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per calendar year (limited to 2 visits per quarter).
- Access is powered by the DreamFolks web-access portal and requires card tokenization and generating a QR code.
- A cooling-off period of 5 hours applies between consecutive visits at the same lounge outlet.
- 4 complimentary international airport lounge visits per calendar year (limited to 1 visit per quarter) via DreamFolks web-access portal or Priority Pass.
1%Forex markup
Best for
Travel, Etihad, Flights, Lounge
Top rewards
Etihad Airways Spends: 3 Etihad Guest Miles / ₹100 spent; Other Eligible Spends: 1 Etihad Guest Mile / ₹100 spent
IndiGo ELITE Credit Card
Rs 4,999Annual fee
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per calendar year (limited to 2 visits per quarter).
- Requires spends of ₹1 lakh in the preceding calendar quarter to unlock access.
- 6 complimentary international airport lounge visits per calendar year (limited to 2 visits per quarter).
1.99%Forex markup
Best for
Indigo, Flights, Travel, Lounge, Forex
Top rewards
IndiGo Flight Spends: 7 IndiGo BluChips / ₹100 spent; Hotel And Lodging Spends: 3 IndiGo BluChips / ₹100 spent; Other Eligible Spends: 2 IndiGo BluChips / ₹100 spent
| Feature | Etihad Guest Credit Card | IndiGo ELITE Credit Card |
|---|---|---|
| Issuer | Bank of Baroda | SBI Card |
| Network | Visa | Mastercard, RuPay |
| Joining fee | Rs 2,500 | Rs 4,999 |
| Annual fee | Rs 2,500 | Rs 4,999 |
| Fee waiver spend | Rs 3,00,000 | - |
| Reward type | Etihad Guest Miles | Indigo Bluchips |
| Best for | Travel, Etihad, Flights, Lounge | Indigo, Flights, Travel, Lounge, Forex |
| Top reward categories | Etihad Airways Spends: 3 Etihad Guest Miles / ₹100 spent; Other Eligible Spends: 1 Etihad Guest Mile / ₹100 spent | IndiGo Flight Spends: 7 IndiGo BluChips / ₹100 spent; Hotel And Lodging Spends: 3 IndiGo BluChips / ₹100 spent; Other Eligible Spends: 2 IndiGo BluChips / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 8 | 8 |
| International lounge | 4 | 6 |
| Forex markup | 1% | 1.99% |
| Milestone benefits | Not Listed | 6,000 IndiGo BluChips on annual spends of ₹3 lakh, 6,000 IndiGo BluChips on annual spends of ₹6 lakh, 6,000 IndiGo BluChips on annual spends of ₹9 lakh, 6,000 IndiGo BluChips on annual spends of ₹12 lakh |
| Redemption | Not Listed | Not Listed |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities spends, Government services spends | fuel, wallet loading, rent, education, cash withdrawal, cash advance |