BOBCARD Etihad Guest Credit Card
Rs 2,500Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per calendar year (limited to 2 visits per quarter).
- Access is powered by the DreamFolks web-access portal and requires card tokenization and generating a QR code.
- A cooling-off period of 5 hours applies between consecutive visits at the same lounge outlet.
- 4 complimentary international airport lounge visits per calendar year (limited to 1 visit per quarter) via DreamFolks web-access portal or Priority Pass.
1%Forex markup
Best for
travel, etihad, flights, lounge
Top rewards
Etihad Airways spends: 3 Etihad Guest Miles / Rs 100 spent; Other eligible spends: 1 Etihad Guest Mile / Rs 100 spent
IndiGo SBI Card
Rs 1,499Annual fee
4Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic airport lounge visits per calendar year (limited to 1 visit per quarter).
- Requires spends of Rs 50,000 in the preceding calendar quarter to unlock access.
3.5%Forex markup
Best for
indigo, flights, travel, lounge
Top rewards
IndiGo flight spends: 3 IndiGo BluChips / Rs 100 spent; Hotel and lodging spends: 2 IndiGo BluChips / Rs 100 spent; Other eligible spends: 1 IndiGo BluChip / Rs 100 spent
| Feature | BOBCARD Etihad Guest Credit Card | IndiGo SBI Card |
|---|---|---|
| Issuer | Bank of Baroda | SBI Card |
| Network | Visa | Mastercard, RuPay |
| Joining fee | Rs 2,500 | Rs 1,499 |
| Annual fee | Rs 2,500 | Rs 1,499 |
| Fee waiver spend | Rs 3,00,000 | - |
| Reward type | etihad guest miles | indigo bluchips |
| Best for | travel, etihad, flights, lounge | indigo, flights, travel, lounge |
| Top reward categories | Etihad Airways spends: 3 Etihad Guest Miles / Rs 100 spent; Other eligible spends: 1 Etihad Guest Mile / Rs 100 spent | IndiGo flight spends: 3 IndiGo BluChips / Rs 100 spent; Hotel and lodging spends: 2 IndiGo BluChips / Rs 100 spent; Other eligible spends: 1 IndiGo BluChip / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 4 |
| International lounge | 4 | 0 |
| Forex markup | 1% | 3.5% |
| Milestone benefits | Not listed | 2,500 IndiGo BluChips on annual spends of Rs 2 lakh, 2,500 IndiGo BluChips on annual spends of Rs 4 lakh, 2,500 IndiGo BluChips on annual spends of Rs 6 lakh |
| Redemption | Not listed | Not listed |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities spends, Government services spends | fuel, wallet loading, rent, education, cash withdrawal, cash advance |