BOBCARD ETERNA
Rs 2,499Annual fee
UnlimitedDomestic lounge
Domestic lounge conditions
- Unlimited complimentary domestic lounge access requires Rs 40,000 net spends in the preceding calendar quarter.
- For newly issued fresh cards, the spend threshold is waived in the quarter of card issuance; if the card is issued in the last month of a quarter, the waiver extends through the following quarter.
- Interest, fees, reversed transactions, and EMI instalments are excluded from the lounge-eligibility spend calculation.
2%Forex markup
Best for
travel, dining, online, lounge, premium
Top rewards
Travel, dining, online, and international spends: 15 reward points per Rs 100; Other eligible spends: 3 reward points per Rs 100
RBL Bank World Max Credit Card
Rs 3,000Annual fee
6Domestic lounge
Domestic lounge conditions
- 2 complimentary visits per quarter, unlocked by spending ₹35,000 or more in the preceding calendar quarter (excl. rental spends)
2%Forex markup
Best for
dining, travel, lounge, premium
Top rewards
Weekend dining spends: 20 Reward Points / Rs 100 spent; Online spends: 4 Reward Points / Rs 100 spent; Other eligible retail spends (including weekday dining): 2 Reward Points / Rs 100 spent
| Feature | BOBCARD ETERNA | RBL Bank World Max Credit Card |
|---|---|---|
| Issuer | Bank of Baroda | RBL Bank |
| Network | Visa | Visa |
| Joining fee | Rs 2,499 | Rs 3,000 |
| Annual fee | Rs 2,499 | Rs 3,000 |
| Reward type | reward points | reward points |
| Best for | travel, dining, online, lounge, premium | dining, travel, lounge, premium |
| Top reward categories | Travel, dining, online, and international spends: 15 reward points per Rs 100; Other eligible spends: 3 reward points per Rs 100 | Weekend dining spends: 20 Reward Points / Rs 100 spent; Online spends: 4 Reward Points / Rs 100 spent; Other eligible retail spends (including weekday dining): 2 Reward Points / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | Unlimited | 6 |
| International lounge | 0 | 0 |
| Forex markup | 2% | 2% |
| Milestone benefits | 10,000 bonus reward points on spending Rs 50,000 within first 60 days, 20,000 bonus reward points on annual spends of Rs 5,00,000 | Earn 1,500 bonus reward points on monthly spends of ₹25,000, Earn additional 1,000 bonus points on monthly spends of ₹40,000, Earn additional 1,000 bonus points on monthly spends of ₹50,000 |
| Redemption | Statement credit: upto Rs 0.25 per point | Not listed |
| Key exclusions | Fuel transactions, Cash advance / cash withdrawal transactions, Fees and charges (joining fee, annual fee, finance charges, and other levied charges) | Fuel transactions, Utility bill payments, Insurance spends, Rent and real estate payments, Education payments, Wallet loading |