Axis Bank Select Credit Card
Rs 3,000Annual fee
Rs 8,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Priority Pass membership renewal on annual spends of Rs 3 lakh
3.5%Forex markup
Best for
bigbasket, swiggy, movies, lounge, golf
Top rewards
Retail shopping spends (up to Rs 20,000 spend/month): 20 EDGE REWARD Points / Rs 200 spent on retail shopping; Other eligible spends: 10 EDGE REWARD Points / Rs 200 spent
YES BANK RESERV Credit Card
Rs 2,499Annual fee
Rs 3,00,000Fee waiver spend
12Domestic lounge
Domestic lounge conditions
- 3 complimentary domestic lounge visits per quarter for primary cardmember
- Domestic lounge access is subject to a spend threshold of Rs 1,00,000 in the previous calendar quarter.
- 6 complimentary international lounge visits in 12 months for primary and add-on cardmembers
1.75%Forex markup
Best for
premium, travel, lounge, movies, golf
Top rewards
Online spends: 24 YES Rewardz Points / Rs 200 spent; Other retail spends: 12 YES Rewardz Points / Rs 200 spent; Select categories (utilities, insurance, education, telecom): 6 YES Rewardz Points / Rs 200 spent
| Feature | Axis Bank Select Credit Card | YES BANK RESERV Credit Card |
|---|---|---|
| Issuer | Axis Bank | YES Bank |
| Network | Visa | Mastercard, Visa, RuPay |
| Joining fee | Rs 3,000 | Rs 2,499 |
| Annual fee | Rs 3,000 | Rs 2,499 |
| Fee waiver spend | Rs 8,00,000 | Rs 3,00,000 |
| Reward type | edge reward points | YES Rewardz points |
| Best for | bigbasket, swiggy, movies, lounge, golf | premium, travel, lounge, movies, golf |
| Top reward categories | Retail shopping spends (up to Rs 20,000 spend/month): 20 EDGE REWARD Points / Rs 200 spent on retail shopping; Other eligible spends: 10 EDGE REWARD Points / Rs 200 spent | Online spends: 24 YES Rewardz Points / Rs 200 spent; Other retail spends: 12 YES Rewardz Points / Rs 200 spent; Select categories (utilities, insurance, education, telecom): 6 YES Rewardz Points / Rs 200 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 12 |
| International lounge | 12 | 6 |
| Forex markup | 3.5% | 1.75% |
| Milestone benefits | 5,000 EDGE REWARD Points on spending Rs 3 lakh in a card anniversary year, Priority Pass membership renewal on annual spends of Rs 3 lakh, Additional 6 complimentary golf rounds after spends of Rs 3 lakh in the same anniversary year | Not listed |
| Redemption | Air miles: upto Rs 0.1 per point; Statement credit: upto Rs 0.2 per point | Air miles: upto Rs 0.1 per point; Statement credit: upto Rs 0.25 per point |
| Key exclusions | Fuel transactions, Rent payments, Insurance premium payments, Utilities and telecom spends, Government services spends, Educational institution payments | Fuel transactions, Rental payments, Wallet loading transactions, Cash withdrawal / cash advance transactions, EMI transactions (including post-purchase and instant EMI) |