Select Credit Card
Rs 3,000Annual fee
Rs 8,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Priority Pass membership renewal on annual spends of ₹3 lakh
3.5%Forex markup
Best for
Bigbasket, Swiggy, Movies, Lounge, Golf
Top rewards
Retail Shopping Spends (up To ₹20,000 Spend/Month): 20 EDGE REWARD Points / ₹200 spent on retail shopping; Other Eligible Spends: 10 EDGE REWARD Points / ₹200 spent
My Zone Credit Card
Rs 500Annual fee
4Domestic lounge
Domestic lounge conditions
- 1 complimentary domestic airport lounge visit per calendar quarter (4 per year) on spends of ₹50,000 in the last 3 months
3.5%Forex markup
Best for
Movies, Swiggy, Ajio, Entertainment, Lounge
Top rewards
Eligible Retail Spends: 4 EDGE REWARD Points / ₹200 spent
| Feature | Select Credit Card | My Zone Credit Card |
|---|---|---|
| Issuer | Axis Bank | Axis Bank |
| Network | Visa | Mastercard |
| Joining fee | Rs 3,000 | Rs 500 |
| Annual fee | Rs 3,000 | Rs 500 |
| Fee waiver spend | Rs 8,00,000 | - |
| Reward type | EDGE Reward Points | EDGE Reward Points |
| Best for | Bigbasket, Swiggy, Movies, Lounge, Golf | Movies, Swiggy, Ajio, Entertainment, Lounge |
| Top reward categories | Retail Shopping Spends (up To ₹20,000 Spend/Month): 20 EDGE REWARD Points / ₹200 spent on retail shopping; Other Eligible Spends: 10 EDGE REWARD Points / ₹200 spent | Eligible Retail Spends: 4 EDGE REWARD Points / ₹200 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 8 | 4 |
| International lounge | 12 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | 5,000 EDGE REWARD Points on spending ₹3 lakh in a card anniversary year, Priority Pass membership renewal on annual spends of ₹3 lakh, Additional 6 complimentary golf rounds after spends of ₹3 lakh in the same anniversary year | 1,000 EDGE REWARD Points on annual spends of ₹1.5 lakh for eligible customers onboarded from 1 April 2025, SonyLIV Premium membership renewal on spending ₹1.5 lakh in a card anniversary year for eligible paid-card customers onboarded before 31 March 2025 |
| Redemption | Air miles: upto ₹ 0.1 per point; Statement credit: upto ₹ 0.2 per point | Air miles: upto ₹ 0.1 per point; Statement credit: upto ₹ 0.2 per point |
| Key exclusions | Fuel transactions, Rent payments, Insurance premium payments, Utilities and telecom spends, Government services spends, Educational institution payments | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends |