Samsung Signature Credit Card
Rs 500Annual fee
Rs 2,00,000Fee waiver spend
4Domestic lounge
3.5%Forex markup
Best for
Samsung, Cashback, Shopping, Preferred Partners, Lounge
Top rewards
Samsung Purchases (eligible Online & Offline Channels): 10% Cashback on Samsung purchases (up to ₹2,500/month); Preferred Partners (BigBasket, Myntra, Tata 1mg, Urban Company, Zomato): 10 EDGE REWARD Points / ₹100 spent (2.0% return value); Other Eligible Retail Spends: 5 EDGE REWARD Points / ₹100 spent (1.0% return value)
Live+ Credit Card
Rs 999Annual fee
Rs 2,00,000Fee waiver spend
2Domestic lounge
Domestic lounge conditions
- 2 complimentary domestic airport lounge visits per year from 26 July 2026, based on reported HSBC cardholder communication.
- 1 complimentary international airport lounge visit per year from 1 September 2026, based on reported HSBC cardholder communication.
1.99%Forex markup
Best for
Dining, Food Delivery, Grocery, Shopping, Utilities, Cashback, Lounge
Top rewards
Food, Dining, Grocery, Shopping, And Utility Spends: 10% Cashback; Eligible Contactless Fuel Spends: 2.5% Cashback; Other Spends: 1.5% Cashback
| Feature | Samsung Signature Credit Card | Live+ Credit Card |
|---|---|---|
| Issuer | Axis Bank | HSBC Bank |
| Network | Visa | Visa |
| Joining fee | Rs 500 | Rs 999 |
| Annual fee | Rs 500 | Rs 999 |
| Fee waiver spend | Rs 2,00,000 | Rs 2,00,000 |
| Reward type | Cashback And EDGE Reward Points | Cashback |
| Best for | Samsung, Cashback, Shopping, Preferred Partners, Lounge | Dining, Food Delivery, Grocery, Shopping, Utilities, Cashback, Lounge |
| Top reward categories | Samsung Purchases (eligible Online & Offline Channels): 10% Cashback on Samsung purchases (up to ₹2,500/month); Preferred Partners (BigBasket, Myntra, Tata 1mg, Urban Company, Zomato): 10 EDGE REWARD Points / ₹100 spent (2.0% return value); Other Eligible Retail Spends: 5 EDGE REWARD Points / ₹100 spent (1.0% return value) | Food, Dining, Grocery, Shopping, And Utility Spends: 10% Cashback; Eligible Contactless Fuel Spends: 2.5% Cashback; Other Spends: 1.5% Cashback |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 4 | 2 |
| International lounge | 0 | 1 |
| Forex markup | 3.5% | 1.99% |
| Milestone benefits | Not Listed | Not Listed |
| Redemption | Air miles: upto ₹ 0.1 per point; Statement credit: upto ₹ 0.2 per point | Statement credit: upto ₹ 1 per point |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends | International spends, Hospital spends, Local transportation spends, Rental payments and commissions, Insurance premium payments, EMI transactions |