Samsung Signature Credit Card
Rs 500Annual fee
Rs 2,00,000Fee waiver spend
4Domestic lounge
3.5%Forex markup
Best for
Samsung, Cashback, Shopping, Preferred Partners, Lounge
Top rewards
Samsung Purchases (eligible Online & Offline Channels): 10% Cashback on Samsung purchases (up to ₹2,500/month); Preferred Partners (BigBasket, Myntra, Tata 1mg, Urban Company, Zomato): 10 EDGE REWARD Points / ₹100 spent (2.0% return value); Other Eligible Retail Spends: 5 EDGE REWARD Points / ₹100 spent (1.0% return value)
ACE Credit Card
Rs 499Annual fee
Rs 2,00,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- Complimentary domestic lounge access is subject to a spend threshold of ₹50,000 in the previous three calendar months (effective 1st May 2024). Spend criteria is waived for the month of card issuance and the next three months.
3.5%Forex markup
Best for
Cashback, Utility Bills, Food Delivery, Ola, Everyday Spends
Top rewards
Utility Bill Payments And Recharges On Google Pay: 5% cashback; Swiggy, Zomato, And Ola: 4% cashback; Other Eligible Spends: 1.5% cashback
| Feature | Samsung Signature Credit Card | ACE Credit Card |
|---|---|---|
| Issuer | Axis Bank | Axis Bank |
| Network | Visa | Visa |
| Joining fee | Rs 500 | Rs 499 |
| Annual fee | Rs 500 | Rs 499 |
| Fee waiver spend | Rs 2,00,000 | Rs 2,00,000 |
| Reward type | Cashback And EDGE Reward Points | Cashback |
| Best for | Samsung, Cashback, Shopping, Preferred Partners, Lounge | Cashback, Utility Bills, Food Delivery, Ola, Everyday Spends |
| Top reward categories | Samsung Purchases (eligible Online & Offline Channels): 10% Cashback on Samsung purchases (up to ₹2,500/month); Preferred Partners (BigBasket, Myntra, Tata 1mg, Urban Company, Zomato): 10 EDGE REWARD Points / ₹100 spent (2.0% return value); Other Eligible Retail Spends: 5 EDGE REWARD Points / ₹100 spent (1.0% return value) | Utility Bill Payments And Recharges On Google Pay: 5% cashback; Swiggy, Zomato, And Ola: 4% cashback; Other Eligible Spends: 1.5% cashback |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 4 | 4 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not Listed | Not Listed |
| Redemption | Air miles: upto ₹ 0.1 per point; Statement credit: upto ₹ 0.2 per point | Statement credit: upto ₹ 1 per point |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends | fuel spends, rental payments, wallet loading transactions, insurance premium payments, educational services, government services |