Neo Credit Card
Rs 250Annual fee
0Domestic lounge
3.5%Forex markup
Best for
zomato, blinkit, bookmyshow, utility bills
Top rewards
Eligible spends: 1 EDGE REWARD Point / Rs 200 spent
Airtel Axis Bank Credit Card
Rs 500Annual fee
Rs 2,00,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- Domestic lounge access is available only if spends in the previous 3 months are at least Rs 50,000.
- The card offers 4 complimentary domestic airport lounge visits per calendar year subject to the spend condition.
3.5%Forex markup
Best for
airtel, utility bills, food delivery, bigbasket, cashback
Top rewards
Airtel recharges and bill payments via Airtel Thanks App: 25% cashback; Utility bill payments via Airtel Thanks App: 10% cashback; Swiggy and Zomato: 10% cashback
| Feature | Neo Credit Card | Airtel Axis Bank Credit Card |
|---|---|---|
| Issuer | Axis Bank | Axis Bank |
| Network | RuPay, Visa | Mastercard |
| Joining fee | Rs 250 | Rs 500 |
| Annual fee | Rs 250 | Rs 500 |
| Fee waiver spend | - | Rs 2,00,000 |
| Reward type | edge reward points and merchant discounts | cashback |
| Best for | zomato, blinkit, bookmyshow, utility bills | airtel, utility bills, food delivery, bigbasket, cashback |
| Top reward categories | Eligible spends: 1 EDGE REWARD Point / Rs 200 spent | Airtel recharges and bill payments via Airtel Thanks App: 25% cashback; Utility bill payments via Airtel Thanks App: 10% cashback; Swiggy and Zomato: 10% cashback |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 4 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Air miles: upto Rs 0.1 per point; Statement credit: upto Rs 0.2 per point | Not listed |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends | fuel, rent, wallet loading transactions, EMI transactions, purchases converted to EMI post facto, purchase of jewellery items |