SimplifyCards take:A good fit if you want a card built for zomato, blinkit, and bookmyshow
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ZomatoBest for
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Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for zomato, blinkit, and bookmyshowBottom line
Fuel, rent, and utilities don't earn rewards The 3.5% forex markup is high for overseas use
Estimate your EDGE Reward Points And Merchant Discounts
Adjust your monthly spend to see the card's estimated annual value
How the card works
EDGE Reward Points And Merchant Discounts rates
| Category | Rate |
|---|---|
| Eligible Spends | 1 EDGE REWARD Point / ₹200 spent |
Redemption
Statement balanceupto ₹ 0.2 per point
Airmile transferupto 0.1 airmile per point
| Airline | Programme | Ratio | Group | Annual cap |
|---|---|---|---|---|
| airasia | airasia rewards | 10:1 | Group B | 4,00,000 EDGE Reward Points And Merchant Discounts |
| Air Canada | Aeroplan | 20:1 | Group A | 1,00,000 EDGE Reward Points And Merchant Discounts |
| Air France-KLM | Flying Blue | 20:1 | Group B | 4,00,000 EDGE Reward Points And Merchant Discounts |
| Air India | Maharaja Club | 20:1 | Group B | 4,00,000 EDGE Reward Points And Merchant Discounts |
| British Airways | The British Airways Club | 10:1 | Group A | 1,00,000 EDGE Reward Points And Merchant Discounts |
| Ethiopian Airlines | ShebaMiles | 20:1 | Group A | 1,00,000 EDGE Reward Points And Merchant Discounts |
| Etihad Airways | Etihad Guest | 20:1 | Group A | 1,00,000 EDGE Reward Points And Merchant Discounts |
| Finnair | Finnair Plus | 10:1 | Group A | 1,00,000 EDGE Reward Points And Merchant Discounts |
| Qatar Airways | Privilege Club | 10:1 | Group A | 1,00,000 EDGE Reward Points And Merchant Discounts |
| Japan Airlines | JAL Mileage Bank | 20:1 | Group A | 1,00,000 EDGE Reward Points And Merchant Discounts |
| Qantas | Qantas Frequent Flyer | 20:1 | Group B | 4,00,000 EDGE Reward Points And Merchant Discounts |
| Singapore Airlines | KrisFlyer | 20:1 | Group A | 1,00,000 EDGE Reward Points And Merchant Discounts |
| SpiceJet | SpiceClub | 10:1 | Group B | 4,00,000 EDGE Reward Points And Merchant Discounts |
| Thai Airways | Royal Orchid Plus | 20:1 | Group A | 1,00,000 EDGE Reward Points And Merchant Discounts |
| Turkish Airlines | Miles&Smiles | 20:1 | Group A | 1,00,000 EDGE Reward Points And Merchant Discounts |
| United Airlines | MileagePlus | 20:1 | Group A | 1,00,000 EDGE Reward Points And Merchant Discounts |
| Vietnam Airlines | Lotusmiles | 10:1 | Group A | 1,00,000 EDGE Reward Points And Merchant Discounts |
| Hotel group | Programme | Ratio | Group | Annual cap |
|---|---|---|---|---|
| IHG Hotels & Resorts | IHG One Rewards | 20:1 | Group B | 4,00,000 EDGE Reward Points And Merchant Discounts |
| ITC Hotels | Club ITC | 10:1 | Group B | 4,00,000 EDGE Reward Points And Merchant Discounts |
| Orchid Hotels | Orchid Rewards | 20:1 | Group B | 4,00,000 EDGE Reward Points And Merchant Discounts |
| The Postcard Hotel | The Postcard Sunshine Club | 20:1 | Group B | 4,00,000 EDGE Reward Points And Merchant Discounts |
| Radisson Hotels | Radisson Rewards | 20:1 | Group B | 4,00,000 EDGE Reward Points And Merchant Discounts |
| Wyndham Hotels & Resorts | Wyndham Rewards | 20:1 | Group B | 4,00,000 EDGE Reward Points And Merchant Discounts |
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- 100% cashback up to ₹300 on first utility bill payment within 30 days of card issuance
- Flat ₹120 off on Zomato food delivery twice per month on minimum order value of ₹499
- 5% off on Paytm mobile recharge, broadband, DTH and utility payments, capped at ₹150 per month
- 10% off on Blinkit, capped at ₹250 per month on minimum spends of ₹750
- 10% off on BookMyShow movie tickets, capped at ₹100 per month
- Dining Delights discounts at participating restaurants
Additional details
- Travel EDGE transfers for Other cards are capped at 5,00,000 EDGE REWARD Points per customer ID per calendar year, including up to 1,00,000 to Group A partners and 4,00,000 to Group B partners
- Minimum 300 EDGE REWARD Points are required per partner-transfer request
Latest Updates
Recent changes to this card
Axis Bank revised DCC markup and gift card rewards28 Aug 2026
- Effective 28 August 2026, Axis Bank has increased the Dynamic Currency Conversion (DCC) markup to 3.5% for most Axis credit cards
- Additionally, gift card purchases are excluded from earning reward points/cashback and no longer count towards spend-based fee waivers or milestone benefits
- Tolls and FASTag spends will also cease earning rewards
Eligibility
Check this before you apply
Salaried
- Age: 18 to 70 years
- Minimum Net Monthly Salary: ₹20,000
- Resident of India
Self-employed
- Age: 18 to 70 years
- Minimum Annual Income (ITR): ₹3,50,000
- Resident of India
Exclusions
Spending that does not earn edge reward points and merchant discounts
- Fuel transactions
- Rent payments
- E-wallet loading transactions
- Insurance premium payments
- Utilities and telecom spends
- Government services spends
- Educational institution payments
- Purchase of gold or jewellery
- Spends at financial institutions (cash advances, repayments, etc.)
- Online skill-based gaming transactions
- EMI transactions
- Gift cards
- Tolls and FASTag
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