Miles and More Credit Card
Rs 3,500Annual fee
16Domestic lounge
Domestic lounge conditions
- Complimentary domestic lounge access (4 visits/quarter) requires spends of ₹50,000 in the previous 3 calendar months. New cardholders are exempt from this criteria for the month of card issuance and the next 3 calendar months.
3.5%Forex markup
Best for
Miles, Lufthansa, Star Alliance, Travel, Lounge
Top rewards
All Eligible Spends: 4 Award Miles / ₹200 spent
TravelOne Credit Card
Rs 4,999Annual fee
Rs 8,00,000Fee waiver spend
6Domestic lounge
3.5%Forex markup
Best for
Travel, Airlines, Hotels, Lounge, Miles
Top rewards
Hotels Via HSBC: Up to 24 Reward Points / ₹100; Flights Via HSBC: Up to 16 Reward Points / ₹100; Car Rentals Via HSBC: Up to 8 Reward Points / ₹100
| Feature | Miles and More Credit Card | TravelOne Credit Card |
|---|---|---|
| Issuer | Axis Bank | HSBC Bank |
| Network | Mastercard | Mastercard |
| Joining fee | Rs 3,500 | Rs 4,999 |
| Annual fee | Rs 3,500 | Rs 4,999 |
| Fee waiver spend | - | Rs 8,00,000 |
| Reward type | Miles And More Award Miles | Reward Points |
| Best for | Miles, Lufthansa, Star Alliance, Travel, Lounge | Travel, Airlines, Hotels, Lounge, Miles |
| Top reward categories | All Eligible Spends: 4 Award Miles / ₹200 spent | Hotels Via HSBC: Up to 24 Reward Points / ₹100; Flights Via HSBC: Up to 16 Reward Points / ₹100; Car Rentals Via HSBC: Up to 8 Reward Points / ₹100 |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 16 | 6 |
| International lounge | 2 | 4 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not Listed | 10,000 bonus reward points on annual spends above ₹12 lakh |
| Redemption | Air miles: upto ₹ 0.7 per point | Air miles: upto ₹ 1 per point |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends | Utilities, Fuel, Tax payments, Real estate and property managers, Non-financial institutions, Money transfers |