LIC Platinum Credit Card
Rs 0Annual fee
0Domestic lounge
3.5%Forex markup
Best for
Lic Premium, Insurance, Foreign Currency, Lifetime Free, Rewards
Top rewards
LIC Premium Payments: 2 Reward Points / ₹100 spent; International Spends: 2 Reward Points / ₹100 spent; All Other Eligible Spends: 1 Reward Point / ₹100 spent
EazyDiner Platinum Credit Card
Rs 0Annual fee
0Domestic lounge
3.5%Forex markup
Best for
Dining, Lifetime Free, Entry Level
Top rewards
Dining: Extra 20% off up to ₹500 + 2X EazyPoints; Utility, Insurance, Government, And Rent Spends: 0.7 reward points per ₹100; Base: 2 reward points per ₹100
| Feature | LIC Platinum Credit Card | EazyDiner Platinum Credit Card |
|---|---|---|
| Issuer | Axis Bank | IndusInd Bank |
| Network | Visa | Visa |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 0 | Rs 0 |
| Reward type | Reward Points | EazyPoints And Discounts |
| Best for | Lic Premium, Insurance, Foreign Currency, Lifetime Free, Rewards | Dining, Lifetime Free, Entry Level |
| Top reward categories | LIC Premium Payments: 2 Reward Points / ₹100 spent; International Spends: 2 Reward Points / ₹100 spent; All Other Eligible Spends: 1 Reward Point / ₹100 spent | Dining: Extra 20% off up to ₹500 + 2X EazyPoints; Utility, Insurance, Government, And Rent Spends: 0.7 reward points per ₹100; Base: 2 reward points per ₹100 |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not Listed | 2,000 bonus Reward Points upon spending ₹30,000 every 90 days (dining spends excluded) |
| Redemption | Statement credit: upto ₹ 0.25 per point | Statement credit: upto ₹ 0.2 per point |
| Key exclusions | fuel, wallet load, emi conversions, rent, education payments via third-party apps, utilities above fee threshold | fuel, cash advances |