LIC Axis Bank Platinum Credit Card
Rs 0Annual fee
0Domestic lounge
3.5%Forex markup
Best for
lic premium, insurance, foreign currency, lifetime free, rewards
Top rewards
LIC Premium payments: 2 Reward Points / Rs 100 spent; International spends: 2 Reward Points / Rs 100 spent; All other eligible spends: 1 Reward Point / Rs 100 spent
EazyDiner IndusInd Bank Platinum Credit Card
Rs 0Annual fee
0Domestic lounge
3.5%Forex markup
Best for
dining, lifetime free, entry level
Top rewards
dining: Extra 20% off up to Rs 500 + 2X EazyPoints; Utility, insurance, government, and rent spends: 0.7 reward points per Rs 100; base: 2 reward points per Rs 100
| Feature | LIC Axis Bank Platinum Credit Card | EazyDiner IndusInd Bank Platinum Credit Card |
|---|---|---|
| Issuer | Axis Bank | IndusInd Bank |
| Network | Visa | Visa |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 0 | Rs 0 |
| Reward type | reward points | EazyPoints and discounts |
| Best for | lic premium, insurance, foreign currency, lifetime free, rewards | dining, lifetime free, entry level |
| Top reward categories | LIC Premium payments: 2 Reward Points / Rs 100 spent; International spends: 2 Reward Points / Rs 100 spent; All other eligible spends: 1 Reward Point / Rs 100 spent | dining: Extra 20% off up to Rs 500 + 2X EazyPoints; Utility, insurance, government, and rent spends: 0.7 reward points per Rs 100; base: 2 reward points per Rs 100 |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | 2,000 bonus Reward Points upon spending Rs 30,000 every 90 days (dining spends excluded) |
| Redemption | Statement credit: upto Rs 0.25 per point | Statement credit: upto Rs 0.2 per point |
| Key exclusions | fuel, wallet load, emi conversions, rent, education payments via third-party apps, utilities above fee threshold | fuel, cash advances |