IndianOil Premium Credit Card
Rs 1,000Annual fee
Rs 1,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Complimentary domestic lounge access, illustrated by Axis as 2 visits per quarter
3.5%Forex markup
Best for
Fuel, Indianoil, Grocery, Zomato, Lounge
Top rewards
IndianOil Fuel Outlets (up To ₹15,000 Spend/Month): 6 EDGE Miles / ₹150 spent at IndianOil outlets; Grocery And Supermarket Spends (up To ₹5,000 Spend/Month): 2 EDGE Miles / ₹150 spent on grocery and supermarket; Other Eligible Retail Spends: 1 EDGE Mile / ₹150 spent on other eligible spends
IndianOil Credit Card
Rs 449Annual fee
Rs 50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Fuel, Grocery, Dining, Co-Branded
Top rewards
IndianOil Fuel Spends: 24 Reward Points / ₹150 spent on IndianOil fuel spends; Grocery And Dining Spends: 12 Reward Points / ₹150 spent on grocery and dining; UPI And Other Eligible Retail Spends: 3 Reward Points / ₹150 spent
| Feature | IndianOil Premium Credit Card | IndianOil Credit Card |
|---|---|---|
| Issuer | Axis Bank | Kotak Mahindra Bank |
| Network | Mastercard | RuPay |
| Joining fee | Rs 1,000 | Rs 449 |
| Annual fee | Rs 1,000 | Rs 449 |
| Fee waiver spend | Rs 1,00,000 | Rs 50,000 |
| Reward type | EDGE Miles | Kotak Reward Points |
| Best for | Fuel, Indianoil, Grocery, Zomato, Lounge | Fuel, Grocery, Dining, Co-Branded |
| Top reward categories | IndianOil Fuel Outlets (up To ₹15,000 Spend/Month): 6 EDGE Miles / ₹150 spent at IndianOil outlets; Grocery And Supermarket Spends (up To ₹5,000 Spend/Month): 2 EDGE Miles / ₹150 spent on grocery and supermarket; Other Eligible Retail Spends: 1 EDGE Mile / ₹150 spent on other eligible spends | IndianOil Fuel Spends: 24 Reward Points / ₹150 spent on IndianOil fuel spends; Grocery And Dining Spends: 12 Reward Points / ₹150 spent on grocery and dining; UPI And Other Eligible Retail Spends: 3 Reward Points / ₹150 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 8 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Annual fee waived on spends of ₹1,00,000 and above in a card anniversary year (excluding wallet, rent, and insurance spends) | Not Listed |
| Redemption | Air miles: upto ₹ 0.5 per point; Statement credit: upto ₹ 0.333 per point | Statement credit: upto ₹ 0.2 per point |
| Key exclusions | Fuel transaction charges outside surcharge waiver terms, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends | Fuel spends at non-IndianOil outlets, Rent payments, E-wallet loading transactions, EMI transactions, Education spends, Government spends |