IKEA Family Axis Bank Credit Card
Rs 0Annual fee
4Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic airport lounge visits per calendar year (limited to 1 visit per quarter).
3.5%Forex markup
Best for
ikea, home furnishing, shopping, lounge, dining
Top rewards
IKEA spends: 3 EDGE REWARD Points / Rs 100 spent; Dining spends: 2 EDGE REWARD Points / Rs 100 spent; All other spends: 1 EDGE REWARD Point / Rs 100 spent
Reliance SBI Card PRIME
Rs 2,999Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per year, capped at 2 visits per quarter
- 4 complimentary international airport lounge visits per year through Priority Pass membership, capped at 2 visits per quarter
3.5%Forex markup
Best for
reliance, shopping, jiomart, ajio, lounge
Top rewards
AJIO and JioMart online spends: 20 Reward Points / Rs 100 spent; Other participating Reliance Retail stores spends: 10 Reward Points / Rs 100 spent; Dining, movies, entertainment, domestic airlines & international spends: 5 Reward Points / Rs 100 spent
| Feature | IKEA Family Axis Bank Credit Card | Reliance SBI Card PRIME |
|---|---|---|
| Issuer | Axis Bank | SBI Card |
| Network | Visa | Mastercard, RuPay |
| Joining fee | Rs 0 | Rs 2,999 |
| Annual fee | Rs 0 | Rs 2,999 |
| Fee waiver spend | - | Rs 3,00,000 |
| Reward type | edge reward points | reward points |
| Best for | ikea, home furnishing, shopping, lounge, dining | reliance, shopping, jiomart, ajio, lounge |
| Top reward categories | IKEA spends: 3 EDGE REWARD Points / Rs 100 spent; Dining spends: 2 EDGE REWARD Points / Rs 100 spent; All other spends: 1 EDGE REWARD Point / Rs 100 spent | AJIO and JioMart online spends: 20 Reward Points / Rs 100 spent; Other participating Reliance Retail stores spends: 10 Reward Points / Rs 100 spent; Dining, movies, entertainment, domestic airlines & international spends: 5 Reward Points / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 4 | 8 |
| International lounge | 0 | 4 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Reliance Retail Vouchers worth Rs 8,750 on overall annual retail spends of Rs 3 lakh |
| Redemption | Statement credit: upto Rs 0.2 per point | Statement credit: upto Rs 0.25 per point |
| Key exclusions | fuel, rent, wallet load, education payments via third-party apps, online skill-based gaming, transactions excluded under IKEA Family Credit Card terms | fuel spends, cash advances, balance transfers, wallet loading transactions, rent payments, digital gaming transactions |