IKEA Family Credit Card
Rs 0Annual fee
4Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic airport lounge visits per calendar year (limited to 1 visit per quarter).
3.5%Forex markup
Best for
Ikea, Home Furnishing, Shopping, Lounge, Dining
Top rewards
IKEA Spends: 3 EDGE REWARD Points / ₹100 spent; Dining Spends: 2 EDGE REWARD Points / ₹100 spent; All Other Spends: 1 EDGE REWARD Point / ₹100 spent
Reliance PRIME Credit Card
Rs 2,999Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per year, capped at 2 visits per quarter
- 4 complimentary international airport lounge visits per year through Priority Pass membership, capped at 2 visits per quarter
3.5%Forex markup
Best for
Reliance, Shopping, Jiomart, Ajio, Lounge
Top rewards
AJIO And JioMart Online Spends: 20 Reward Points / ₹100 spent; Other Participating Reliance Retail Stores Spends: 10 Reward Points / ₹100 spent; Dining, Movies, Entertainment, Domestic Airlines & International Spends: 5 Reward Points / ₹100 spent
| Feature | IKEA Family Credit Card | Reliance PRIME Credit Card |
|---|---|---|
| Issuer | Axis Bank | SBI Card |
| Network | Visa | Mastercard, RuPay |
| Joining fee | Rs 0 | Rs 2,999 |
| Annual fee | Rs 0 | Rs 2,999 |
| Fee waiver spend | - | Rs 3,00,000 |
| Reward type | EDGE Reward Points | Reward Points |
| Best for | Ikea, Home Furnishing, Shopping, Lounge, Dining | Reliance, Shopping, Jiomart, Ajio, Lounge |
| Top reward categories | IKEA Spends: 3 EDGE REWARD Points / ₹100 spent; Dining Spends: 2 EDGE REWARD Points / ₹100 spent; All Other Spends: 1 EDGE REWARD Point / ₹100 spent | AJIO And JioMart Online Spends: 20 Reward Points / ₹100 spent; Other Participating Reliance Retail Stores Spends: 10 Reward Points / ₹100 spent; Dining, Movies, Entertainment, Domestic Airlines & International Spends: 5 Reward Points / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 4 | 8 |
| International lounge | 0 | 4 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not Listed | Reliance Retail Vouchers worth ₹8,750 on overall annual retail spends of ₹3 lakh |
| Redemption | Statement credit: upto ₹ 0.2 per point | Statement credit: upto ₹ 0.25 per point |
| Key exclusions | fuel, rent, wallet load, education payments via third-party apps, online skill-based gaming, transactions excluded under IKEA Family Credit Card terms | fuel spends, cash advances, balance transfers, wallet loading transactions, rent payments, digital gaming transactions |