Axis Bank
IKEA Family Credit Card
SimplifyCards take:A good fit if you want a card built for ikea, home furnishing, and shopping
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Best for IKEA SpendsBest for
3 EDGE REWARD Points / ₹100 spent
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Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for ikea, home furnishing, and shoppingBottom line
It combines complimentary airport lounge access, accelerated rewards on ikea spends, and no annual fee
Estimate your EDGE Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
EDGE Reward Points rates
| Category | Rate |
|---|---|
| IKEA Spends | 3 EDGE REWARD Points / ₹100 spent |
| Dining Spends | 2 EDGE REWARD Points / ₹100 spent |
| All Other Spends | 1 EDGE REWARD Point / ₹100 spent |
Redemption
Statement balanceupto ₹ 0.2 per point
Important conditions
1
Domestic lounge4 visits per year
- 4 complimentary domestic airport lounge visits per calendar year (limited to 1 visit per quarter)
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- Preferred 13% p.a. EMI interest rate on IKEA store purchases (minimum purchase ₹2,500)
- Dining Delights benefits at participating restaurants
- 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, capped at ₹400 per billing cycle
Latest Updates
Recent changes to this card
Axis Bank revised DCC markup and gift card rewards28 Aug 2026
- Effective 28 August 2026, Axis Bank has increased the Dynamic Currency Conversion (DCC) markup to 3.5% for most Axis credit cards
- Additionally, gift card purchases are excluded from earning reward points/cashback and no longer count towards spend-based fee waivers or milestone benefits
- Tolls and FASTag spends will also cease earning rewards
Eligibility
Check this before you apply
Salaried
- Age: 18 to 70 years
- Resident of India or NRI
Self-employed
- Age: 18 to 70 years
- Resident of India or NRI
Exclusions
Spending that does not earn edge reward points
- fuel
- rent
- wallet load
- education payments via third-party apps
- online skill-based gaming
- transactions excluded under IKEA Family Credit Card terms
- Gift cards
- Tolls and FASTag
Compare before you decide
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