Google Pay Flex Credit Card
Rs 0Annual fee
0Domestic lounge
3.5%Forex markup
Best for
UPI, Google Pay, Cashback, Dining, Lifetime Free
Top rewards
UPI Payments On Google Pay: 1 Star / ₹500 spent (0.2% return rate); Other Eligible Retail Spends: 1 Star / ₹500 spent (0.2% return rate)
Paisabazaar PaisaSave RuPay Credit Card
Rs 0Annual fee
0Domestic lounge
3.4%Forex markup
Best for
UPI, Cashback, Lifetime Free, Co-Branded
Top rewards
UPI Scan & Pay Spends: 2 Reward Points per INR 200 spent on UPI transactions above ₹2,000
| Feature | Google Pay Flex Credit Card | Paisabazaar PaisaSave RuPay Credit Card |
|---|---|---|
| Issuer | Axis Bank | YES Bank |
| Network | RuPay | RuPay |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 0 | Rs 0 |
| Reward type | Cashback And Stars | Cashback As YES Rewardz Points |
| Best for | UPI, Google Pay, Cashback, Dining, Lifetime Free | UPI, Cashback, Lifetime Free, Co-Branded |
| Top reward categories | UPI Payments On Google Pay: 1 Star / ₹500 spent (0.2% return rate); Other Eligible Retail Spends: 1 Star / ₹500 spent (0.2% return rate) | UPI Scan & Pay Spends: 2 Reward Points per INR 200 spent on UPI transactions above ₹2,000 |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.4% |
| Milestone benefits | Unlock 2X stars in the current reward cycle by spending ₹100 or more in the previous cycle, Unlock promotional 4X stars after spending more than ₹15,000 in the current reward period, subject to Google Pay campaign terms, Unlock promotional 8X stars after spending more than ₹30,000 in the current reward period, subject to Google Pay campaign terms | Not Listed |
| Redemption | Statement credit: upto ₹ 1 per point | Statement credit: upto ₹ 1 per point |
| Key exclusions | Rent payments, E-wallet loading transactions, Educational institution payments via third-party apps, Online skill-based gaming spends, Cash withdrawal and financial services transactions, Gift cards | Fuel spends, Rental payments, Wallet loading transactions, Cash withdrawal / cash advance transactions, UPI scan & pay transactions up to ₹2,000 |