Google Pay Flex Axis Bank Credit Card
Rs 0Annual fee
0Domestic lounge
3.5%Forex markup
Best for
upi, google pay, cashback, dining, lifetime free
Top rewards
UPI payments on Google Pay: 1 Star / Rs 500 spent (0.2% return rate); Other eligible retail spends: 1 Star / Rs 500 spent (0.2% return rate)
Fibe Axis Bank Credit Card
Rs 0Annual fee
4Domestic lounge
Domestic lounge conditions
- 1 complimentary domestic airport lounge visit per calendar quarter (up to 4 per calendar year)
3.5%Forex markup
Best for
cashback, food delivery, entertainment, local commute, upi
Top rewards
Food delivery, entertainment & local commute: 3% Cashback; Other eligible retail spends: 1% Cashback
| Feature | Google Pay Flex Axis Bank Credit Card | Fibe Axis Bank Credit Card |
|---|---|---|
| Issuer | Axis Bank | Axis Bank |
| Network | RuPay | RuPay |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 0 | Rs 0 |
| Reward type | stars | cashback |
| Best for | upi, google pay, cashback, dining, lifetime free | cashback, food delivery, entertainment, local commute, upi |
| Top reward categories | UPI payments on Google Pay: 1 Star / Rs 500 spent (0.2% return rate); Other eligible retail spends: 1 Star / Rs 500 spent (0.2% return rate) | Food delivery, entertainment & local commute: 3% Cashback; Other eligible retail spends: 1% Cashback |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 4 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Unlock 2X stars in the current reward cycle by spending Rs 100 or more in the previous cycle, Unlock promotional 4X stars after spending more than Rs 15,000 in the current reward period, subject to Google Pay campaign terms, Unlock promotional 8X stars after spending more than Rs 30,000 in the current reward period, subject to Google Pay campaign terms | Not listed |
| Redemption | Statement credit: upto Rs 1 per point | Statement credit: upto Rs 1 per point |
| Key exclusions | Rent payments, E-wallet loading transactions, Educational institution payments via third-party apps, Online skill-based gaming spends, Cash withdrawal and financial services transactions | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends |