FLIPKART Credit Card
Rs 500Annual fee
Rs 3,50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Flipkart, Myntra, Cleartrip, Preferred Merchants, Cashback
Top rewards
Myntra: 7.5% cashback; Flipkart: 5% cashback; Cleartrip: 5% cashback
ACE Credit Card
Rs 499Annual fee
Rs 2,00,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- Complimentary domestic lounge access is subject to a spend threshold of ₹50,000 in the previous three calendar months (effective 1st May 2024). Spend criteria is waived for the month of card issuance and the next three months.
3.5%Forex markup
Best for
Cashback, Utility Bills, Food Delivery, Ola, Everyday Spends
Top rewards
Utility Bill Payments And Recharges On Google Pay: 5% cashback; Swiggy, Zomato, And Ola: 4% cashback; Other Eligible Spends: 1.5% cashback
| Feature | FLIPKART Credit Card | ACE Credit Card |
|---|---|---|
| Issuer | Axis Bank | Axis Bank |
| Network | Mastercard | Visa |
| Joining fee | Rs 500 | Rs 499 |
| Annual fee | Rs 500 | Rs 499 |
| Fee waiver spend | Rs 3,50,000 | Rs 2,00,000 |
| Reward type | Cashback | Cashback |
| Best for | Flipkart, Myntra, Cleartrip, Preferred Merchants, Cashback | Cashback, Utility Bills, Food Delivery, Ola, Everyday Spends |
| Top reward categories | Myntra: 7.5% cashback; Flipkart: 5% cashback; Cleartrip: 5% cashback | Utility Bill Payments And Recharges On Google Pay: 5% cashback; Swiggy, Zomato, And Ola: 4% cashback; Other Eligible Spends: 1.5% cashback |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 4 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not Listed | Not Listed |
| Redemption | Not Listed | Statement credit: upto ₹ 1 per point |
| Key exclusions | fuel, rent, wallet load, EMI transactions and post-purchase EMI conversion, gold and jewellery purchases, cash advances | fuel spends, rental payments, wallet loading transactions, insurance premium payments, educational services, government services |