Fibe Axis Bank Credit Card
Rs 0Annual fee
4Domestic lounge
Domestic lounge conditions
- 1 complimentary domestic airport lounge visit per calendar quarter (up to 4 per calendar year)
3.5%Forex markup
Best for
cashback, food delivery, entertainment, local commute, upi
Top rewards
Food delivery, entertainment & local commute: 3% Cashback; Other eligible retail spends: 1% Cashback
YES Bank Kiwi Credit Card
Rs 0Annual fee
0Domestic lounge
Domestic lounge conditions
- Kiwi Neon milestone: 3% cashback on eligible yearly Kiwi App spends of Rs 50,000 + 1 lounge access
- Kiwi Neon milestone: 4% cashback on eligible yearly Kiwi App spends of Rs 1,00,000 + 1 lounge access
- Kiwi Neon milestone: 5% cashback on eligible yearly Kiwi App spends of Rs 1,50,000 + 1 lounge access
3.5%Forex markup
Best for
upi, lifetime free, cashback, kiwi
Top rewards
Eligible UPI spends via Kiwi: 1.5% cashback
| Feature | Fibe Axis Bank Credit Card | YES Bank Kiwi Credit Card |
|---|---|---|
| Issuer | Axis Bank | YES Bank |
| Network | RuPay | RuPay |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 0 | Rs 0 |
| Reward type | cashback | cashback and reward points |
| Best for | cashback, food delivery, entertainment, local commute, upi | upi, lifetime free, cashback, kiwi |
| Top reward categories | Food delivery, entertainment & local commute: 3% Cashback; Other eligible retail spends: 1% Cashback | Eligible UPI spends via Kiwi: 1.5% cashback |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 4 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Kiwi Neon milestone: 3% cashback on eligible yearly Kiwi App spends of Rs 50,000 + 1 lounge access, Kiwi Neon milestone: 4% cashback on eligible yearly Kiwi App spends of Rs 1,00,000 + 1 lounge access, Kiwi Neon milestone: 5% cashback on eligible yearly Kiwi App spends of Rs 1,50,000 + 1 lounge access |
| Redemption | Statement credit: upto Rs 1 per point | Statement credit: upto Rs 1 per point |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends | fuel spends, rental payments, wallet loading transactions, government transactions, marketing and advertising services, cash advances / cash withdrawals |