Fibe Axis Bank Credit Card
Rs 0Annual fee
4Domestic lounge
Domestic lounge conditions
- 1 complimentary domestic airport lounge visit per calendar quarter (up to 4 per calendar year)
3.5%Forex markup
Best for
cashback, food delivery, entertainment, local commute, upi
Top rewards
Food delivery, entertainment & local commute: 3% Cashback; Other eligible retail spends: 1% Cashback
HSBC RuPay Cashback Credit Card
Rs 499Annual fee
Rs 2,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic lounge visits per year (max 2 per calendar quarter).
- 2 complimentary international lounge visits per calendar year.
3.5%Forex markup
Best for
rupay, upi, cashback, dining, grocery
Top rewards
Dining, Food Delivery, and Grocery spends: 10% Cashback; Other spends: 1% Cashback
| Feature | Fibe Axis Bank Credit Card | HSBC RuPay Cashback Credit Card |
|---|---|---|
| Issuer | Axis Bank | HSBC Bank |
| Network | RuPay | RuPay |
| Joining fee | Rs 0 | Rs 499 |
| Annual fee | Rs 0 | Rs 499 |
| Fee waiver spend | - | Rs 2,00,000 |
| Reward type | cashback | cashback |
| Best for | cashback, food delivery, entertainment, local commute, upi | rupay, upi, cashback, dining, grocery |
| Top reward categories | Food delivery, entertainment & local commute: 3% Cashback; Other eligible retail spends: 1% Cashback | Dining, Food Delivery, and Grocery spends: 10% Cashback; Other spends: 1% Cashback |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 4 | 8 |
| International lounge | 0 | 2 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Statement credit: upto Rs 1 per point | Statement credit: upto Rs 1 per point |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends | Utility bill payments, Fuel-related transactions, Rental payments and commissions, Insurance premium payments, EMI transactions, Government-related payments |