Axis Bank ACE Credit Card
Rs 499Annual fee
Rs 2,00,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- Complimentary domestic lounge access is subject to a spend threshold of Rs 50,000 in the previous three calendar months (effective 1st May 2024). Spend criteria is waived for the month of card issuance and the next three months.
3.5%Forex markup
Best for
cashback, utility bills, food delivery, ola, everyday spends
Top rewards
Utility bill payments and recharges on Google Pay: 5% cashback; Swiggy, Zomato, and Ola: 4% cashback; Other eligible spends: 1.5% cashback
Samsung Axis Bank Signature Credit Card
Rs 500Annual fee
Rs 2,00,000Fee waiver spend
4Domestic lounge
3.5%Forex markup
Best for
samsung, cashback, shopping, preferred partners, lounge
Top rewards
Samsung purchases (eligible online & offline channels): 10% Cashback on Samsung purchases (up to Rs 2,500/month); Preferred partners (BigBasket, Myntra, Tata 1mg, Urban Company, Zomato): 10 EDGE REWARD Points / Rs 100 spent (2.0% return value); Other eligible retail spends: 5 EDGE REWARD Points / Rs 100 spent (1.0% return value)
| Feature | Axis Bank ACE Credit Card | Samsung Axis Bank Signature Credit Card |
|---|---|---|
| Issuer | Axis Bank | Axis Bank |
| Network | Visa | Visa |
| Joining fee | Rs 499 | Rs 500 |
| Annual fee | Rs 499 | Rs 500 |
| Fee waiver spend | Rs 2,00,000 | Rs 2,00,000 |
| Reward type | cashback | cashback and edge reward points |
| Best for | cashback, utility bills, food delivery, ola, everyday spends | samsung, cashback, shopping, preferred partners, lounge |
| Top reward categories | Utility bill payments and recharges on Google Pay: 5% cashback; Swiggy, Zomato, and Ola: 4% cashback; Other eligible spends: 1.5% cashback | Samsung purchases (eligible online & offline channels): 10% Cashback on Samsung purchases (up to Rs 2,500/month); Preferred partners (BigBasket, Myntra, Tata 1mg, Urban Company, Zomato): 10 EDGE REWARD Points / Rs 100 spent (2.0% return value); Other eligible retail spends: 5 EDGE REWARD Points / Rs 100 spent (1.0% return value) |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 4 | 4 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Statement credit: upto Rs 1 per point | Air miles: upto Rs 0.1 per point; Statement credit: upto Rs 0.2 per point |
| Key exclusions | fuel spends, rental payments, wallet loading transactions, insurance premium payments, educational services, government services | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends |