ixigo Credit Card
Rs 0Annual fee
8Domestic lounge
Domestic lounge conditions
- Complimentary domestic airport lounge access requires a minimum spend of ₹50,000 in the preceding calendar quarter to unlock 2 visits in the subsequent quarter.
- 2 complimentary railway lounge visits per calendar quarter (no spend threshold)
- 2 complimentary railway lounge visits per calendar quarter (no spend threshold)
- Priority Pass membership can be requested from credit card support; access charges apply for domestic lounges, guest visits, or exceeding the 1 complimentary international visit per year.
0%Forex markup
Best for
Travel, Rail, Forex
Top rewards
Online Spends: 10 reward points per ₹200; Offline Spends: 5 reward points per ₹200; UPI Transactions On RuPay: 5 reward points per ₹200
IndiGo ELITE Credit Card
Rs 4,999Annual fee
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per calendar year (limited to 2 visits per quarter).
- Requires spends of ₹1 lakh in the preceding calendar quarter to unlock access.
- 6 complimentary international airport lounge visits per calendar year (limited to 2 visits per quarter).
1.99%Forex markup
Best for
Indigo, Flights, Travel, Lounge, Forex
Top rewards
IndiGo Flight Spends: 7 IndiGo BluChips / ₹100 spent; Hotel And Lodging Spends: 3 IndiGo BluChips / ₹100 spent; Other Eligible Spends: 2 IndiGo BluChips / ₹100 spent
| Feature | ixigo Credit Card | IndiGo ELITE Credit Card |
|---|---|---|
| Issuer | AU Small Finance Bank | SBI Card |
| Network | Visa, RuPay | Mastercard, RuPay |
| Joining fee | Rs 0 | Rs 4,999 |
| Annual fee | Rs 0 | Rs 4,999 |
| Reward type | Reward Points | Indigo Bluchips |
| Best for | Travel, Rail, Forex | Indigo, Flights, Travel, Lounge, Forex |
| Top reward categories | Online Spends: 10 reward points per ₹200; Offline Spends: 5 reward points per ₹200; UPI Transactions On RuPay: 5 reward points per ₹200 | IndiGo Flight Spends: 7 IndiGo BluChips / ₹100 spent; Hotel And Lodging Spends: 3 IndiGo BluChips / ₹100 spent; Other Eligible Spends: 2 IndiGo BluChips / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 8 | 8 |
| International lounge | 1 | 6 |
| Forex markup | 0% | 1.99% |
| Milestone benefits | Earn 5,000 bonus Reward Points (worth up to ₹2,500) on spending ₹75,000 or more per calendar quarter | 6,000 IndiGo BluChips on annual spends of ₹3 lakh, 6,000 IndiGo BluChips on annual spends of ₹6 lakh, 6,000 IndiGo BluChips on annual spends of ₹9 lakh, 6,000 IndiGo BluChips on annual spends of ₹12 lakh |
| Redemption | Statement credit: upto ₹ 0.25 per point | Not Listed |
| Key exclusions | fuel spends, rental payments, wallet loading and top-up transactions, educational services and school fees, government services, international transactions | fuel, wallet loading, rent, education, cash withdrawal, cash advance |