AU ixigo Credit Card
Rs 0Annual fee
8Domestic lounge
Domestic lounge conditions
- Complimentary domestic airport lounge access requires a minimum spend of Rs 50,000 in the preceding calendar quarter to unlock 2 visits in the subsequent quarter.
- 2 complimentary railway lounge visits per calendar quarter (no spend threshold)
- 2 complimentary railway lounge visits per calendar quarter (no spend threshold)
- Priority Pass membership can be requested from credit card support; access charges apply for domestic lounges, guest visits, or exceeding the 1 complimentary international visit per year.
0%Forex markup
Best for
travel, rail, forex
Top rewards
Online spends: 10 reward points per Rs 200; Offline spends: 5 reward points per Rs 200; UPI transactions on RuPay: 5 reward points per Rs 200
IndiGo SBI Card ELITE
Rs 4,999Annual fee
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per calendar year (limited to 2 visits per quarter).
- Requires spends of Rs 1 lakh in the preceding calendar quarter to unlock access.
- 6 complimentary international airport lounge visits per calendar year (limited to 2 visits per quarter).
1.99%Forex markup
Best for
indigo, flights, travel, lounge, forex
Top rewards
IndiGo flight spends: 7 IndiGo BluChips / Rs 100 spent; Hotel and lodging spends: 3 IndiGo BluChips / Rs 100 spent; Other eligible spends: 2 IndiGo BluChips / Rs 100 spent
| Feature | AU ixigo Credit Card | IndiGo SBI Card ELITE |
|---|---|---|
| Issuer | AU Small Finance Bank | SBI Card |
| Network | Visa, RuPay | Mastercard, RuPay |
| Joining fee | Rs 0 | Rs 4,999 |
| Annual fee | Rs 0 | Rs 4,999 |
| Reward type | reward points | indigo bluchips |
| Best for | travel, rail, forex | indigo, flights, travel, lounge, forex |
| Top reward categories | Online spends: 10 reward points per Rs 200; Offline spends: 5 reward points per Rs 200; UPI transactions on RuPay: 5 reward points per Rs 200 | IndiGo flight spends: 7 IndiGo BluChips / Rs 100 spent; Hotel and lodging spends: 3 IndiGo BluChips / Rs 100 spent; Other eligible spends: 2 IndiGo BluChips / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 8 |
| International lounge | 1 | 6 |
| Forex markup | 0% | 1.99% |
| Milestone benefits | Earn 5,000 bonus Reward Points (worth up to Rs 2,500) on spending Rs 75,000 or more per calendar quarter | 6,000 IndiGo BluChips on annual spends of Rs 3 lakh, 6,000 IndiGo BluChips on annual spends of Rs 6 lakh, 6,000 IndiGo BluChips on annual spends of Rs 9 lakh, 6,000 IndiGo BluChips on annual spends of Rs 12 lakh |
| Redemption | Statement credit: upto Rs 0.25 per point | Not listed |
| Key exclusions | fuel spends, rental payments, wallet loading and top-up transactions, educational services and school fees, government services, international transactions | fuel, wallet loading, rent, education, cash withdrawal, cash advance |