ixigo Credit Card
Rs 0Annual fee
8Domestic lounge
Domestic lounge conditions
- Complimentary domestic airport lounge access requires a minimum spend of ₹50,000 in the preceding calendar quarter to unlock 2 visits in the subsequent quarter.
- 2 complimentary railway lounge visits per calendar quarter (no spend threshold)
- 2 complimentary railway lounge visits per calendar quarter (no spend threshold)
- Priority Pass membership can be requested from credit card support; access charges apply for domestic lounges, guest visits, or exceeding the 1 complimentary international visit per year.
0%Forex markup
Best for
Travel, Rail, Forex
Top rewards
Online Spends: 10 reward points per ₹200; Offline Spends: 5 reward points per ₹200; UPI Transactions On RuPay: 5 reward points per ₹200
AURUM Credit Card
Rs 9,999Annual fee
Rs 12,00,000Fee waiver spend
16Domestic lounge
Domestic lounge conditions
- 16 complimentary domestic airport lounge visits per year, capped at 4 visits per quarter
- Unlimited complimentary international airport lounge access with DreamFolks membership
1.99%Forex markup
Best for
Premium, Travel, International Travel, Lounge, Movies, Forex
Top rewards
All Eligible Purchases: 4 Reward Points / ₹100 spent
| Feature | ixigo Credit Card | AURUM Credit Card |
|---|---|---|
| Issuer | AU Small Finance Bank | SBI Card |
| Network | Visa, RuPay | Mastercard, Visa |
| Joining fee | Rs 0 | Rs 9,999 |
| Annual fee | Rs 0 | Rs 9,999 |
| Fee waiver spend | - | Rs 12,00,000 |
| Reward type | Reward Points | Reward Points |
| Best for | Travel, Rail, Forex | Premium, Travel, International Travel, Lounge, Movies, Forex |
| Top reward categories | Online Spends: 10 reward points per ₹200; Offline Spends: 5 reward points per ₹200; UPI Transactions On RuPay: 5 reward points per ₹200 | All Eligible Purchases: 4 Reward Points / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 8 | 16 |
| International lounge | 1 | Unlimited |
| Forex markup | 0% | 1.99% |
| Milestone benefits | Earn 5,000 bonus Reward Points (worth up to ₹2,500) on spending ₹75,000 or more per calendar quarter | Monthly Tata CLiQ Luxury voucher worth ₹1,500 on monthly spends of ₹1 lakh, Tata CLiQ Luxury voucher worth ₹5,000 on annual spends of ₹5 lakh, Taj experience voucher worth ₹10,000 on annual spends of ₹10 lakh, Apple voucher worth ₹20,000 on annual spends of ₹20 lakh |
| Redemption | Statement credit: upto ₹ 0.25 per point | Statement credit: upto ₹ 0.25 per point |
| Key exclusions | fuel spends, rental payments, wallet loading and top-up transactions, educational services and school fees, government services, international transactions | fuel spends, cash advances, balance transfers, wallet loading transactions, rent payments, government services spends |