American Express Platinum Card
Rs 66,000Annual fee
UnlimitedDomestic lounge
Domestic lounge conditions
- Global Lounge Collection includes domestic partner lounges in India.
- Global Lounge Collection includes Priority Pass lounges, The Centurion Lounge, Delta Sky Club when flying Delta, and Escape lounges.
3.5%Forex markup
Best for
ultra premium, luxury travel, hotel benefits, global lounge, concierge
Top rewards
retail: 1 Membership Rewards Point / Rs 40 spent on eligible categories; travel: 3 Membership Rewards Points / Rs 40 spent on overseas spends; fuel: 5 Membership Rewards Points / Rs 100 spent on fuel
American Express Platinum Reserve Credit Card
Rs 10,000Annual fee
Rs 10,00,000Fee waiver spend
12Domestic lounge
Domestic lounge conditions
- 12 complimentary visits in a year, limited to 3 visits per quarter.
- 2 complimentary Priority Pass lounge visits in a year.
- Priority Pass membership worth US$99 is complimentary on enrolment.
- Visits beyond the 2 complimentary visits are charged at prevailing rates, currently US$35 per person per visit.
3.5%Forex markup
Best for
premium, lounge, golf, monthly vouchers, hotel benefits
Top rewards
retail: 1 Membership Rewards Point / Rs 50 spent on eligible categories; partner merchants: 3 Membership Rewards Points / Rs 50 spent via Reward Multiplier on select brands
| Feature | American Express Platinum Card | American Express Platinum Reserve Credit Card |
|---|---|---|
| Issuer | American Express | American Express |
| Network | American Express | American Express |
| Joining fee | Rs 66,000 | Rs 10,000 |
| Annual fee | Rs 66,000 | Rs 10,000 |
| Fee waiver spend | - | Rs 10,00,000 |
| Reward type | membership rewards | membership rewards |
| Best for | ultra premium, luxury travel, hotel benefits, global lounge, concierge | premium, lounge, golf, monthly vouchers, hotel benefits |
| Top reward categories | retail: 1 Membership Rewards Point / Rs 40 spent on eligible categories; travel: 3 Membership Rewards Points / Rs 40 spent on overseas spends; fuel: 5 Membership Rewards Points / Rs 100 spent on fuel | retail: 1 Membership Rewards Point / Rs 50 spent on eligible categories; partner merchants: 3 Membership Rewards Points / Rs 50 spent via Reward Multiplier on select brands |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | Unlimited | 12 |
| International lounge | Unlimited | 2 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Renewal benefit worth up to Rs 35,000 voucher on spending Rs 20 lakh in the membership year and payment of renewal fee | Rs 1,000 monthly voucher on spending Rs 50,000 or more in a calendar month, redeemable across partner brands such as Tata CLiQ Luxury, BookMyShow, and MakeMyTrip, subject to enrolment |
| Redemption | Air miles: upto Rs 0.6 per point; Statement credit: upto Rs 0.25 per point | Air miles: upto Rs 0.5 per point; Statement credit: upto Rs 0.25 per point |
| Key exclusions | insurance, utilities, cash transactions, excluded spends as per American Express Platinum Card terms | insurance, utilities, cash transactions, EMI conversion at point of sale, excluded spends as per American Express terms |