Gold Credit Card
Rs 4,500Annual fee
0Domestic lounge
3.5%Forex markup
Best for
Charge Card, Membership Rewards, Monthly Milestones, Dining
Top rewards
Retail: 1 Membership Rewards Point / ₹50 spent on eligible categories; Utilities: 1 Membership Rewards Point / ₹50 spent on utility payments; Partner Merchants: 5 Membership Rewards Points / ₹50 spent via Reward Multiplier on select brands
EazyDiner Credit Card
Rs 2,999Annual fee
0Domestic lounge
Domestic lounge conditions
- Complimentary domestic airport lounge access (previously 2 visits per calendar quarter) was discontinued effective 15 July 2025. Set loungeDomestic to 0 on 2026-06-07: EazyDiner is not listed among the participating cards in IndusInd's official domestic airport lounge access program, corroborated by the LiveFromALounge devaluation report.
3.5%Forex markup
Best for
Dining, Movies, Travel
Top rewards
Dining: Extra 25% off up to ₹1,000 + 3X EazyPoints; Online: 10 reward points per ₹100; Travel: 10 reward points per ₹100
| Feature | Gold Credit Card | EazyDiner Credit Card |
|---|---|---|
| Issuer | American Express | IndusInd Bank |
| Network | American Express | Visa |
| Joining fee | Rs 1,000 | Rs 2,999 |
| Annual fee | Rs 4,500 | Rs 2,999 |
| Reward type | Membership Rewards | EazyPoints And Discounts |
| Best for | Charge Card, Membership Rewards, Monthly Milestones, Dining | Dining, Movies, Travel |
| Top reward categories | Retail: 1 Membership Rewards Point / ₹50 spent on eligible categories; Utilities: 1 Membership Rewards Point / ₹50 spent on utility payments; Partner Merchants: 5 Membership Rewards Points / ₹50 spent via Reward Multiplier on select brands | Dining: Extra 25% off up to ₹1,000 + 3X EazyPoints; Online: 10 reward points per ₹100; Travel: 10 reward points per ₹100 |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | 1,000 bonus Membership Rewards points on completing 6 transactions of ₹1,000 or more every calendar month | Additional ₹3,000 monthly dining discount cap unlocked upon spending ₹30,000 or more in the previous calendar month on non-dining transactions |
| Redemption | Air miles: upto ₹ 0.6 per point; Statement credit: upto ₹ 0.25 per point | Statement credit: upto ₹ 0.2 per point |
| Key exclusions | insurance, cash transactions, fuel payments do not earn Membership Rewards points effective 12 June 2025, excluded spends as per American Express terms | fuel, cash advances |