American Express Gold Card
Rs 4,500Annual fee
0Domestic lounge
3.5%Forex markup
Best for
charge card, membership rewards, monthly milestones, dining
Top rewards
retail: 1 Membership Rewards Point / Rs 50 spent on eligible categories; utilities: 1 Membership Rewards Point / Rs 50 spent on utility payments; partner merchants: 5 Membership Rewards Points / Rs 50 spent via Reward Multiplier on select brands
EazyDiner IndusInd Bank Credit Card
Rs 2,999Annual fee
0Domestic lounge
Domestic lounge conditions
- Complimentary domestic airport lounge access (previously 2 visits per calendar quarter) was discontinued effective 15 July 2025. Set loungeDomestic to 0 on 2026-06-07: EazyDiner is not listed among the participating cards in IndusInd's official domestic airport lounge access program, corroborated by the LiveFromALounge devaluation report.
3.5%Forex markup
Best for
dining, movies, travel
Top rewards
dining: Extra 25% off up to Rs 1,000 + 3X EazyPoints; online: 10 reward points per Rs 100; travel: 10 reward points per Rs 100
| Feature | American Express Gold Card | EazyDiner IndusInd Bank Credit Card |
|---|---|---|
| Issuer | American Express | IndusInd Bank |
| Network | American Express | Visa |
| Joining fee | Rs 1,000 | Rs 2,999 |
| Annual fee | Rs 4,500 | Rs 2,999 |
| Reward type | membership rewards | EazyPoints and discounts |
| Best for | charge card, membership rewards, monthly milestones, dining | dining, movies, travel |
| Top reward categories | retail: 1 Membership Rewards Point / Rs 50 spent on eligible categories; utilities: 1 Membership Rewards Point / Rs 50 spent on utility payments; partner merchants: 5 Membership Rewards Points / Rs 50 spent via Reward Multiplier on select brands | dining: Extra 25% off up to Rs 1,000 + 3X EazyPoints; online: 10 reward points per Rs 100; travel: 10 reward points per Rs 100 |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | 1,000 bonus Membership Rewards points on completing 6 transactions of Rs 1,000 or more every calendar month | Additional Rs 3,000 monthly dining discount cap unlocked upon spending Rs 30,000 or more in the previous calendar month on non-dining transactions |
| Redemption | Air miles: upto Rs 0.6 per point; Statement credit: upto Rs 0.25 per point | Statement credit: upto Rs 0.2 per point |
| Key exclusions | insurance, cash transactions, fuel payments do not earn Membership Rewards points effective 12 June 2025, excluded spends as per American Express terms | fuel, cash advances |