Axis Bank Magnus Credit Card for Burgundy vs HDFC Bank Infinia Metal Edition
Axis Bank Magnus Credit Card for Burgundy is easier to justify if 60 EDGE REWARD Points / Rs 200 upto Rs 2 lakh per calendar month, then 35 EDGE REWARD Points / Rs 200 HDFC Bank Infinia Metal Edition is easier to justify if you prefer the lower listed annual fee (Rs 12,500).
Choose Axis Bank Magnus Credit Card for Burgundy if...
- 60 EDGE REWARD Points / Rs 200 upto Rs 2 lakh per calendar month, then 35 EDGE REWARD Points / Rs 200
Choose HDFC Bank Infinia Metal Edition if...
- You prefer the lower listed annual fee (Rs 12,500).
- Up to 10X Reward Points
Fees, rewards and benefits compared
| Feature | Axis Bank Magnus Credit Card for Burgundy | HDFC Bank Infinia Metal Edition Credit Card |
|---|---|---|
| Issuer | Axis Bank | HDFC Bank |
| Network | Visa | Visa |
| Joining fee | Rs 30,000 | Rs 12,500 |
| Annual fee | Rs 30,000 | Rs 12,500 |
| Fee waiver spend | Rs 30 lakh | Rs 10 lakh |
| Best use case | Best for Travel EDGE | Best for SmartBuy Hotels |
| Reward type | edge reward points | reward points |
| Top rewards | Travel EDGE: 60 EDGE REWARD Points / Rs 200 upto Rs 2 lakh per calendar month, then 35 EDGE REWARD Points / Rs 200; Eligible spends up to Rs 1.5 lakh per calendar month: 12 EDGE REWARD Points / Rs 200; Eligible incremental spends above Rs 1.5 lakh per calendar month: 35 EDGE REWARD Points / Rs 200 | smartbuy hotels: Up to 10X Reward Points; smartbuy flights: Up to 5X Reward Points; smartbuy gyftr: Up to 5X Reward Points |
| Domestic lounge | Unlimited | Unlimited |
| International lounge | Unlimited | Unlimited |
| Forex markup | 2% | 2% |
| Milestone benefits | Not clearly available in our current data. | Not clearly available in our current data. |
| Redemption | Gift EDGE / EDGE portal: up to Rs 0.2 per point; 15 airline transfer partners listed; 6 hotel transfer partners listed | Statement balance: up to Rs 0.3 per point; Air miles: up to Rs 1 per point; SmartBuy flight/hotel: up to Rs 1 per point; 16 airline transfer partners listed; 6 hotel transfer partners listed |
| Key exclusions | utility and telecom spends; wallet loads; government spends; insurance; gold and jewellery | fuel; rent; wallet loads; government transactions; cash withdrawal |
Rewards comparison
Axis Bank Magnus Credit Card for Burgundy: 60 EDGE REWARD Points / Rs 200 upto Rs 2 lakh per calendar month, then 35 EDGE REWARD Points / Rs 200
HDFC Bank Infinia Metal Edition Credit Card: Up to 10X Reward Points
Lounge access comparison
Use the side-by-side table above for domestic and international lounge counts from the current card data.
Forex and international travel comparison
Axis Bank Magnus Credit Card for Burgundy lists a 2% forex markup. HDFC Bank Infinia Metal Edition lists a 2% forex markup. Check issuer terms before using either card for large international spends.
Exclusions and limitations
Review the exclusions row carefully. Reward caps, merchant restrictions, and excluded spends can materially change real value.
Final recommendation
Start with HDFC Bank Infinia Metal Edition if fee recovery is your first filter. Consider Axis Bank Magnus Credit Card for Burgundy if listed lounge access matters more, and Axis Bank Magnus Credit Card for Burgundy if forex markup is a key part of your travel spends. Verify issuer terms before applying.
Common questions
Which card has the lower annual fee: Axis Bank Magnus Credit Card for Burgundy or HDFC Bank Infinia Metal Edition?
HDFC Bank Infinia Metal Edition lists the lower annual fee in our current data.
Which card is better for lounge access?
Both cards show similar total lounge access in our current data. Check domestic, international, guest, and spend-condition details before deciding.
Which card has lower forex markup?
Both cards list a 2% forex markup in our current data.
Do affiliate links affect this comparison?
No. The comparison uses existing card data. Apply links may be affiliate links, but they do not change the displayed fees, rewards, or limitations.
What should I verify before applying?
Check issuer terms for latest fees, eligibility, reward caps, lounge rules, exclusions, and redemption options before applying.
Affiliate disclosure: Apply links may be affiliate links. We may earn a commission if you apply and are approved, but this comparison uses existing card data and does not change affiliate or apply link behavior.
Last updated: June 2026