SimplifyCards take:A good fit if you want a card built for travel, lounge, and golf
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Best for airport lounge accessBest for
Unlimited complimentary lounge visits a year across domestic and international
!
Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for travel, lounge, and golfBottom line
It combines complimentary airport lounge access and milestone rewards
Estimate your Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Reward Points rates
| Category | Rate |
|---|---|
| Other Retail Spends | 1.5 reward points per ₹100 |
| Utility, Insurance, Government, Education, Real Estate, And Rent Spends | 0.7 reward points per ₹100 |
Redemption
Statement balanceupto ₹ 0.7 per point
Airmile transferupto 0.5 airmile per point
| Airline | Programme | Ratio |
|---|---|---|
| Singapore Airlines | KrisFlyer | 2:1 |
Important conditions
1
Domestic loungeUnlimited visits per year
- Unlimited complimentary domestic lounge access (effective July 2026 quarter onwards, requires minimum spend of ₹1,50,000 in the previous quarter to unlock access)
2
International lounge8 visits per year
- 2 complimentary international lounge visits per calendar quarter via Priority Pass
3
MilestoneAnnual fee reversed on spends of ₹10,00,000 or more in the card anniversary year
4
Fee waiverRenewal fee waived on annual spends of ₹ 10 lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- Complimentary Club Marriott and EazyDiner Prime memberships with dining vouchers worth ₹3,000 twice a year
- Tablet Plus membership offering VIP upgrades and privileges at luxury hotels worldwide
- Buy 1 Get 1 free movie tickets up to 3 times a month (up to ₹700 discount per ticket) on BookMyShow plus 20% off on events/theatre
- Complimentary golf games and golf lessons monthly at select courses in India
- 24x7 complimentary concierge services and Auto Assist roadside assistance
- Comprehensive insurance cover including Personal Air Accident Cover up to ₹2.5 Crores and Travel Insurance
- 1% fuel surcharge waiver at all petrol pumps in India
Eligibility
Check this before you apply
Salaried
- Age: 21 to 65 years
- Minimum net monthly salary of ₹2,50,000 or Priority/Pioneer Banking relationship
Self-employed
- Age: 21 to 65 years
- Minimum annual income/ITR of ₹30 Lakhs or Priority/Pioneer Banking relationship
Exclusions
Spending that does not earn reward points
- Fuel transactions
- Cash withdrawal / cash advance transactions
- Fees and charges (including annual fee and finance charges)
Compare before you decide
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