SimplifyCards take:A good fit if you want a card built for customizable
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Best as a no-fee everyday cardBest for
Lifetime-free, so there's no annual fee to recover before it adds value
!
Avoid if you spend big on fuel, rent, and wallet loadsWatch out
These categories are excluded and won't earn rewards
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Good fit if you want a card built for customizableBottom line
It offers no annual fee
Estimate your Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Reward Points rates
| Category | Rate |
|---|---|
| All Retail Spends | 1 reward point per ₹100 |
Redemption
AU Rewardzupto ₹ 0.25 per reward point
Statement balanceupto ₹ 0.25 per point
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- Customizable feature packs (e.g., 5X/10X rewards on online/offline retail spends, 5% cashback on groceries/dining/apparel) can be activated on-demand via the AU 0101 app for a nominal fee
- 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000
Additional details
- A reward redemption fee of ₹99 + GST applies per redemption request
- Subscription fees for feature packs are charged in the monthly statement cycles when they are active
Eligibility
Check this before you apply
Salaried
- Resident Indian citizen
- Age 21 to 60 years
Self-employed
- Resident Indian citizen
- Age 21 to 60 years
Exclusions
Spending that does not earn reward points
- fuel spends
- rental payments
- wallet loading and top-up transactions
- educational services and school fees
- government services
- utility payments
Compare before you decide
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