Preparing your answer...
Matching your question with relevant cards and trade-offs.
Grounded in verified card data — exact cards, ranked matches, comparisons, and an honest no-result when we cannot confirm.
Ranked by how well they match the query, not by commission.
SimplifyCards take: Top 7 picks for this query.
Lifetime free card, Optimized for upi and lifetime free.
Optimized for cashback and online food.
Lifetime free card, Optimized for upi and cashback.
Optimized for cashback and secured card.
Pick one so SimplifyCards can rank more accurately.
Spend level changes whether premium cards are worth the fee.
Optimized for secured card and upi.
| Feature | YES Bank Kiwi Credit Card | Kotak Cashback+ Credit Card | YES BANK Paisabazaar PaisaSave RuPay Credit Card |
|---|---|---|---|
| Best for | upi, lifetime free, cashback | cashback, online food, grocery | upi, cashback, lifetime free |
| Reward rates | 1.5% - Base reward rate | 0.5% - Base reward rate upto 5% - accelerated reward rate | 1% - Base reward rate |
| Annual fee | Rs 0 | Rs 750 | Rs 0 |
| Fee waiver spend | - | Rs 2 lakhs | - |
| Domestic lounge | 0 | 0 | 0 |
| International lounge | 0 | 0 | 0 |
| Forex markup | 3.5% | 3.5% | 3.4% |