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Matching your question with relevant cards and trade-offs.
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Ranked by how well they match the query, not by commission.
Optimized for cheq and travel.
Lifetime free card, Optimized for cashback and upi, featuring low 2% forex markup.
Optimized for online and wallets, featuring complimentary lounge access.
Optimized for swiggy and food delivery.
Pick one so SimplifyCards can rank more accurately.
Spend level changes whether premium cards are worth the fee.
Optimized for dining and food delivery, featuring complimentary lounge access.
| Feature | CheQ AU Credit Card | CSB Bank Jupiter Edge+ Credit Card | HDFC Millennia Credit Card |
|---|---|---|---|
| Best for | cheq, travel, upi | cashback, upi, online spends | online, wallets, cashback |
| Reward rates | 0.3% - Base reward rate upto 3% - accelerated reward rate | 5% - Base reward rate upto 50% - accelerated reward rate | 1% - Base reward rate upto 10% - accelerated reward rate |
| Annual fee | Rs 499 | Rs 0 | Rs 1,000 |
| Fee waiver spend | Rs 3 lakhs | - | Rs 1 lakhs |
| Domestic lounge | 0 | 0 | 4 |
| International lounge | 0 | 0 | 0 |
| Forex markup | 3.49% | 2% | 3.5% |