Last updated: June 29, 2026
1. Affiliate Partnerships and Links
SimplifyCards is an independent, user-supported comparison platform. To keep our tools and grounded Q&A completely free to use, we may partner with credit card issuers and affiliate networks. Where we do, some of the links on this website may be affiliate links (typically indicated by buttons like “Apply” or partner referrals).
If you click on an affiliate link and are subsequently approved for a credit card, we may receive a commission or referral fee from the card issuer. This compensation comes at no additional cost to you.
2. Link Conventions
To maintain complete clarity and follow web standards, we distinguish between affiliate and non-affiliate links:
- “Apply” Links: These are affiliate/partner links. They are marked with
rel=“sponsored”. - “Check official site” Links: These are non-affiliate links provided directly to the issuer's website for informational purposes. They are marked with
rel=“nofollow”.
3. Core Principle: Editorial and Ranking Independence
Our affiliate relationships do not influence which cards we recommend, how we score them, or their positions in search rankings.
Our recommendation engine uses a deterministic, mathematical scoring algorithm based on the card's Net Annual Value (rewards minus fees) and relevance to your specific query or spend profile. A card with a lower net yield will not rank above a better card simply because it offers a higher affiliate commission.
For a detailed breakdown of how we analyze card rewards, fee waivers, caps, and exclusions, please read our Methodology page.
4. Not Financial Advice
SimplifyCards provides credit card comparisons and estimates based on structured card data, but these do not constitute professional financial advice. All rates, fee waivers, rules, and benefits are subject to change by issuers. Please review the official schedule of charges and card terms carefully on the issuer's site before submitting an application.
5. Legal Terms
Your use of this site is subject to our Terms and Conditions and our Privacy Policy.
6. Contact Us
If you have any questions or feedback regarding our advertising disclosures, affiliate relationships, or data verification practices, please contact us at:
Email: contact@simplifycards.in