Titan SBI Card
Rs 2,999Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per year, capped at 2 per quarter.
- 4 complimentary international airport lounge visits per year, capped at 2 per quarter, with complimentary Priority Pass membership for the first 2 years.
3.5%Forex markup
Best for
titan, jewellery, watches, shopping, lounge
Top rewards
World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth, and Sonata: 7.5% cashback; Mia, CaratLane, and Zoya: 5% cashback; Tanishq: 3% value back as gift vouchers
Reliance SBI Card PRIME
Rs 2,999Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per year, capped at 2 visits per quarter
- 4 complimentary international airport lounge visits per year through Priority Pass membership, capped at 2 visits per quarter
3.5%Forex markup
Best for
reliance, shopping, jiomart, ajio, lounge
Top rewards
AJIO and JioMart online spends: 20 Reward Points / Rs 100 spent; Other participating Reliance Retail stores spends: 10 Reward Points / Rs 100 spent; Dining, movies, entertainment, domestic airlines & international spends: 5 Reward Points / Rs 100 spent
| Feature | Titan SBI Card | Reliance SBI Card PRIME |
|---|---|---|
| Issuer | SBI Card | SBI Card |
| Network | Visa | Mastercard, RuPay |
| Joining fee | Rs 2,999 | Rs 2,999 |
| Annual fee | Rs 2,999 | Rs 2,999 |
| Fee waiver spend | Rs 3,00,000 | Rs 3,00,000 |
| Reward type | cashback and reward points | reward points |
| Best for | titan, jewellery, watches, shopping, lounge | reliance, shopping, jiomart, ajio, lounge |
| Top reward categories | World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth, and Sonata: 7.5% cashback; Mia, CaratLane, and Zoya: 5% cashback; Tanishq: 3% value back as gift vouchers | AJIO and JioMart online spends: 20 Reward Points / Rs 100 spent; Other participating Reliance Retail stores spends: 10 Reward Points / Rs 100 spent; Dining, movies, entertainment, domestic airlines & international spends: 5 Reward Points / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 8 |
| International lounge | 4 | 4 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Additional gift voucher worth Rs 5,000 on annual spends of Rs 5 lakh, Additional gift voucher worth Rs 10,000 on annual spends of Rs 10 lakh | Reliance Retail Vouchers worth Rs 8,750 on overall annual retail spends of Rs 3 lakh |
| Redemption | Statement credit: upto Rs 0.25 per point | Statement credit: upto Rs 0.25 per point |
| Key exclusions | fuel, rent, government spends, online gaming transactions, wallet loading, merchant EMI | fuel spends, cash advances, balance transfers, wallet loading transactions, rent payments, digital gaming transactions |