Titan Credit Card
Rs 2,999Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per year, capped at 2 per quarter.
- 4 complimentary international airport lounge visits per year, capped at 2 per quarter, with complimentary Priority Pass membership for the first 2 years.
3.5%Forex markup
Best for
Titan, Jewellery, Watches, Shopping, Lounge
Top rewards
World Of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth, And Sonata: 7.5% cashback; Mia, CaratLane, And Zoya: 5% cashback; Tanishq: 3% value back as gift vouchers
Reliance PRIME Credit Card
Rs 2,999Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per year, capped at 2 visits per quarter
- 4 complimentary international airport lounge visits per year through Priority Pass membership, capped at 2 visits per quarter
3.5%Forex markup
Best for
Reliance, Shopping, Jiomart, Ajio, Lounge
Top rewards
AJIO And JioMart Online Spends: 20 Reward Points / ₹100 spent; Other Participating Reliance Retail Stores Spends: 10 Reward Points / ₹100 spent; Dining, Movies, Entertainment, Domestic Airlines & International Spends: 5 Reward Points / ₹100 spent
| Feature | Titan Credit Card | Reliance PRIME Credit Card |
|---|---|---|
| Issuer | SBI Card | SBI Card |
| Network | Visa | Mastercard, RuPay |
| Joining fee | Rs 2,999 | Rs 2,999 |
| Annual fee | Rs 2,999 | Rs 2,999 |
| Fee waiver spend | Rs 3,00,000 | Rs 3,00,000 |
| Reward type | Cashback And Reward Points | Reward Points |
| Best for | Titan, Jewellery, Watches, Shopping, Lounge | Reliance, Shopping, Jiomart, Ajio, Lounge |
| Top reward categories | World Of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth, And Sonata: 7.5% cashback; Mia, CaratLane, And Zoya: 5% cashback; Tanishq: 3% value back as gift vouchers | AJIO And JioMart Online Spends: 20 Reward Points / ₹100 spent; Other Participating Reliance Retail Stores Spends: 10 Reward Points / ₹100 spent; Dining, Movies, Entertainment, Domestic Airlines & International Spends: 5 Reward Points / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 8 | 8 |
| International lounge | 4 | 4 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Additional gift voucher worth ₹5,000 on annual spends of ₹5 lakh, Additional gift voucher worth ₹10,000 on annual spends of ₹10 lakh | Reliance Retail Vouchers worth ₹8,750 on overall annual retail spends of ₹3 lakh |
| Redemption | Statement credit: upto ₹ 0.25 per point | Statement credit: upto ₹ 0.25 per point |
| Key exclusions | fuel, rent, government spends, online gaming transactions, wallet loading, merchant EMI | fuel spends, cash advances, balance transfers, wallet loading transactions, rent payments, digital gaming transactions |