SimplyCLICK SBI Card
Rs 499Annual fee
Rs 1,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
online shopping, partner merchants, entry level rewards
Top rewards
Exclusive online partners: 10X Reward Points / Rs 100 spent with exclusive partners; Other online spends: 5X Reward Points / Rs 100 spent on other online spends; Other eligible spends: 1 Reward Point / Rs 100
PhonePe SBI Card PURPLE
Rs 499Annual fee
Rs 1,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
phonepe, online shopping, upi, low fee
Top rewards
Eligible PhonePe spends: 3 Reward Points / Rs 100; Eligible online spends: 2 Reward Points / Rs 100; Scan & Pay using PhonePe: 1 Reward Point / Rs 100
| Feature | SimplyCLICK SBI Card | PhonePe SBI Card PURPLE |
|---|---|---|
| Issuer | SBI Card | SBI Card |
| Network | Visa | Visa, RuPay |
| Joining fee | Rs 499 | Rs 499 |
| Annual fee | Rs 499 | Rs 499 |
| Fee waiver spend | Rs 1,00,000 | Rs 1,00,000 |
| Reward type | reward points | reward points |
| Best for | online shopping, partner merchants, entry level rewards | phonepe, online shopping, upi, low fee |
| Top reward categories | Exclusive online partners: 10X Reward Points / Rs 100 spent with exclusive partners; Other online spends: 5X Reward Points / Rs 100 spent on other online spends; Other eligible spends: 1 Reward Point / Rs 100 | Eligible PhonePe spends: 3 Reward Points / Rs 100; Eligible online spends: 2 Reward Points / Rs 100; Scan & Pay using PhonePe: 1 Reward Point / Rs 100 |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Cleartrip or Yatra e-voucher worth Rs 2,000 on annual online spends of Rs 1 lakh, Cleartrip or Yatra e-voucher worth Rs 2,000 on annual online spends of Rs 2 lakh | Yatra voucher worth Rs 3,000 on annual spends of Rs 3 lakh |
| Redemption | Statement credit: upto Rs 0.25 per point | Statement credit: upto Rs 1 per point |
| Key exclusions | offline fuel transactions, rent payments, cash advances, balance transfers, government related transactions, digital gaming transactions | fuel, cash advance, wallet loading, rent, property management, school and education services |