SimplyCLICK Credit Card
Rs 499Annual fee
Rs 1,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Online Shopping, Partner Merchants, Entry Level Rewards
Top rewards
Exclusive Online Partners: 10X Reward Points / ₹100 spent with exclusive partners; Other Online Spends: 5X Reward Points / ₹100 spent on other online spends; Other Eligible Spends: 1 Reward Point / ₹100
PhonePe PURPLE Credit Card
Rs 499Annual fee
Rs 1,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Phonepe, Online Shopping, UPI, Low Fee
Top rewards
Eligible PhonePe Spends: 3 Reward Points / ₹100; Eligible Online Spends: 2 Reward Points / ₹100; Scan & Pay Using PhonePe: 1 Reward Point / ₹100
| Feature | SimplyCLICK Credit Card | PhonePe PURPLE Credit Card |
|---|---|---|
| Issuer | SBI Card | SBI Card |
| Network | Visa | Visa, RuPay |
| Joining fee | Rs 499 | Rs 499 |
| Annual fee | Rs 499 | Rs 499 |
| Fee waiver spend | Rs 1,00,000 | Rs 1,00,000 |
| Reward type | Reward Points | Cashback And Reward Points |
| Best for | Online Shopping, Partner Merchants, Entry Level Rewards | Phonepe, Online Shopping, UPI, Low Fee |
| Top reward categories | Exclusive Online Partners: 10X Reward Points / ₹100 spent with exclusive partners; Other Online Spends: 5X Reward Points / ₹100 spent on other online spends; Other Eligible Spends: 1 Reward Point / ₹100 | Eligible PhonePe Spends: 3 Reward Points / ₹100; Eligible Online Spends: 2 Reward Points / ₹100; Scan & Pay Using PhonePe: 1 Reward Point / ₹100 |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Cleartrip or Yatra e-voucher worth ₹2,000 on annual online spends of ₹1 lakh, Cleartrip or Yatra e-voucher worth ₹2,000 on annual online spends of ₹2 lakh | Yatra voucher worth ₹3,000 on annual spends of ₹3 lakh |
| Redemption | Statement credit: upto ₹ 0.25 per point | Statement credit: upto ₹ 1 per point |
| Key exclusions | offline fuel transactions, rent payments, cash advances, balance transfers, government related transactions, digital gaming transactions | fuel, cash advance, wallet loading, rent, property management, school and education services |