Standard Chartered Super Value Titanium Credit Card
Rs 750Annual fee
Rs 90,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
fuel, utility bills, telephone bills
Top rewards
Fuel spends (max transaction Rs 2,000): 5% cashback; Telephone & mobile bills (min transaction Rs 750 via BillPay): 5% cashback; Other utility bills (min transaction Rs 750 via BillPay): 5% cashback
Kotak Cashback+ Credit Card
Rs 750Annual fee
Rs 2,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
cashback, online food, grocery, entertainment, fuel
Top rewards
Online grocery and food delivery: 5% cashback; Online movies and OTT entertainment: 5% cashback; Fuel spends: 3% cashback
| Feature | Standard Chartered Super Value Titanium Credit Card | Kotak Cashback+ Credit Card |
|---|---|---|
| Issuer | Standard Chartered | Kotak Mahindra Bank |
| Network | Mastercard | Visa, RuPay |
| Joining fee | Rs 750 | Rs 750 |
| Annual fee | Rs 750 | Rs 750 |
| Fee waiver spend | Rs 90,000 | Rs 2,00,000 |
| Reward type | cashback and reward points | cashback |
| Best for | fuel, utility bills, telephone bills | cashback, online food, grocery, entertainment, fuel |
| Top reward categories | Fuel spends (max transaction Rs 2,000): 5% cashback; Telephone & mobile bills (min transaction Rs 750 via BillPay): 5% cashback; Other utility bills (min transaction Rs 750 via BillPay): 5% cashback | Online grocery and food delivery: 5% cashback; Online movies and OTT entertainment: 5% cashback; Fuel spends: 3% cashback |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Annual fee waiver on spends of Rs 90,000 or more in the previous year | Not listed |
| Redemption | Statement credit: upto Rs 0.25 per point | Statement credit: upto Rs 1 per point |
| Key exclusions | Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges), Fuel transactions above Rs 2,000, Utility/Telecom transactions below Rs 750 or made outside SC BillPay | Rent payments, B2B transactions, Utility bills, Insurance premiums, Education spends, Government services spends |