Super Value Titanium Credit Card
Rs 750Annual fee
Rs 90,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Fuel, Utility Bills, Telephone Bills
Top rewards
Fuel Spends (max Transaction ₹2,000): 5% cashback; Telephone & Mobile Bills (min Transaction ₹750 Via BillPay): 5% cashback; Other Utility Bills (min Transaction ₹750 Via BillPay): 5% cashback
Cashback+ Credit Card
Rs 750Annual fee
Rs 2,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Cashback, Online Food, Grocery, Entertainment, Fuel
Top rewards
Online Grocery And Food Delivery: 5% cashback; Online Movies And OTT Entertainment: 5% cashback; Fuel Spends: 3% cashback
| Feature | Super Value Titanium Credit Card | Cashback+ Credit Card |
|---|---|---|
| Issuer | Standard Chartered | Kotak Mahindra Bank |
| Network | Mastercard | Visa, RuPay |
| Joining fee | Rs 750 | Rs 750 |
| Annual fee | Rs 750 | Rs 750 |
| Fee waiver spend | Rs 90,000 | Rs 2,00,000 |
| Reward type | Cashback And Reward Points | Cashback |
| Best for | Fuel, Utility Bills, Telephone Bills | Cashback, Online Food, Grocery, Entertainment, Fuel |
| Top reward categories | Fuel Spends (max Transaction ₹2,000): 5% cashback; Telephone & Mobile Bills (min Transaction ₹750 Via BillPay): 5% cashback; Other Utility Bills (min Transaction ₹750 Via BillPay): 5% cashback | Online Grocery And Food Delivery: 5% cashback; Online Movies And OTT Entertainment: 5% cashback; Fuel Spends: 3% cashback |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Annual fee waiver on spends of ₹90,000 or more in the previous year | Not Listed |
| Redemption | Statement credit: upto ₹ 0.25 per point | Statement credit: upto ₹ 1 per point |
| Key exclusions | Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges), Fuel transactions above ₹2,000, Utility/Telecom transactions below ₹750 or made outside SC BillPay | Rent payments, B2B transactions, Utility bills, Insurance premiums, Education spends, Government services spends |