Platinum Rewards Credit Card
Rs 250Annual fee
0Domestic lounge
3.5%Forex markup
Best for
Fuel, Dining, Lifetime Free
Top rewards
Fuel Spends: 5 reward points / ₹150 spent; Dining Spends At Fine-Dining Outlets: 5 reward points / ₹150 spent; Other Retail Spends: 1 reward point / ₹150 spent
Super Value Titanium Credit Card
Rs 750Annual fee
Rs 90,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Fuel, Utility Bills, Telephone Bills
Top rewards
Fuel Spends (max Transaction ₹2,000): 5% cashback; Telephone & Mobile Bills (min Transaction ₹750 Via BillPay): 5% cashback; Other Utility Bills (min Transaction ₹750 Via BillPay): 5% cashback
| Feature | Platinum Rewards Credit Card | Super Value Titanium Credit Card |
|---|---|---|
| Issuer | Standard Chartered | Standard Chartered |
| Network | Visa | Mastercard |
| Joining fee | Rs 250 | Rs 750 |
| Annual fee | Rs 250 | Rs 750 |
| Fee waiver spend | - | Rs 90,000 |
| Reward type | 360° Rewards Points | Cashback And Reward Points |
| Best for | Fuel, Dining, Lifetime Free | Fuel, Utility Bills, Telephone Bills |
| Top reward categories | Fuel Spends: 5 reward points / ₹150 spent; Dining Spends At Fine-Dining Outlets: 5 reward points / ₹150 spent; Other Retail Spends: 1 reward point / ₹150 spent | Fuel Spends (max Transaction ₹2,000): 5% cashback; Telephone & Mobile Bills (min Transaction ₹750 Via BillPay): 5% cashback; Other Utility Bills (min Transaction ₹750 Via BillPay): 5% cashback |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not Listed | Annual fee waiver on spends of ₹90,000 or more in the previous year |
| Redemption | Statement credit: upto ₹ 0.25 per point | Statement credit: upto ₹ 0.25 per point |
| Key exclusions | Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges) | Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges), Fuel transactions above ₹2,000, Utility/Telecom transactions below ₹750 or made outside SC BillPay |