Manhattan Platinum Credit Card
Rs 999Annual fee
Rs 1,20,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Supermarkets, Shopping, Cashback
Top rewards
Supermarket & Departmental Store Spends (min Transaction ₹1,000): 5% cashback (up to ₹150/txn); Other Retail Spends: 3 reward points / ₹150 spent
Smart Credit Card
Rs 499Annual fee
Rs 1,20,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Cashback, Online, Entry Level
Top rewards
Online Retail Spends (excl. Fuel): 2% cashback; Other Eligible Retail Spends (excl. Fuel): 1% cashback
| Feature | Manhattan Platinum Credit Card | Smart Credit Card |
|---|---|---|
| Issuer | Standard Chartered | Standard Chartered |
| Network | Visa | Visa |
| Joining fee | Rs 999 | Rs 499 |
| Annual fee | Rs 999 | Rs 499 |
| Fee waiver spend | Rs 1,20,000 | Rs 1,20,000 |
| Reward type | Cashback And Reward Points | Cashback |
| Best for | Supermarkets, Shopping, Cashback | Cashback, Online, Entry Level |
| Top reward categories | Supermarket & Departmental Store Spends (min Transaction ₹1,000): 5% cashback (up to ₹150/txn); Other Retail Spends: 3 reward points / ₹150 spent | Online Retail Spends (excl. Fuel): 2% cashback; Other Eligible Retail Spends (excl. Fuel): 1% cashback |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Annual fee waiver on spends of ₹1,20,000 or more in the previous year | Renewal fee waived on annual spends of ₹1,20,000 or more in the previous year |
| Redemption | Statement credit: upto ₹ 0.25 per point | Statement credit: upto ₹ 1 per point |
| Key exclusions | Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges) | Fuel transactions, Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges) |