Manhattan Platinum Credit Card
Rs 999Annual fee
Rs 1,20,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Supermarkets, Shopping, Cashback
Top rewards
Supermarket & Departmental Store Spends (min Transaction ₹1,000): 5% cashback (up to ₹150/txn); Other Retail Spends: 3 reward points / ₹150 spent
Live+ Credit Card
Rs 999Annual fee
Rs 2,00,000Fee waiver spend
2Domestic lounge
Domestic lounge conditions
- 2 complimentary domestic airport lounge visits per year from 26 July 2026, based on reported HSBC cardholder communication.
- 1 complimentary international airport lounge visit per year from 1 September 2026, based on reported HSBC cardholder communication.
1.99%Forex markup
Best for
Dining, Food Delivery, Grocery, Shopping, Utilities, Cashback, Lounge
Top rewards
Food, Dining, Grocery, Shopping, And Utility Spends: 10% Cashback; Eligible Contactless Fuel Spends: 2.5% Cashback; Other Spends: 1.5% Cashback
| Feature | Manhattan Platinum Credit Card | Live+ Credit Card |
|---|---|---|
| Issuer | Standard Chartered | HSBC Bank |
| Network | Visa | Visa |
| Joining fee | Rs 999 | Rs 999 |
| Annual fee | Rs 999 | Rs 999 |
| Fee waiver spend | Rs 1,20,000 | Rs 2,00,000 |
| Reward type | Cashback And Reward Points | Cashback |
| Best for | Supermarkets, Shopping, Cashback | Dining, Food Delivery, Grocery, Shopping, Utilities, Cashback, Lounge |
| Top reward categories | Supermarket & Departmental Store Spends (min Transaction ₹1,000): 5% cashback (up to ₹150/txn); Other Retail Spends: 3 reward points / ₹150 spent | Food, Dining, Grocery, Shopping, And Utility Spends: 10% Cashback; Eligible Contactless Fuel Spends: 2.5% Cashback; Other Spends: 1.5% Cashback |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 2 |
| International lounge | 0 | 1 |
| Forex markup | 3.5% | 1.99% |
| Milestone benefits | Annual fee waiver on spends of ₹1,20,000 or more in the previous year | Not Listed |
| Redemption | Statement credit: upto ₹ 0.25 per point | Statement credit: upto ₹ 1 per point |
| Key exclusions | Cash withdrawal / cash advance transactions, Fees and charges (including annual fee and finance charges) | International spends, Hospital spends, Local transportation spends, Rental payments and commissions, Insurance premium payments, EMI transactions |