Paisabazaar Paisa+ Credit Card
Rs 499Annual fee
Rs 50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
cashback, secured card, upi, online spends
Top rewards
Online spends: 1.5% cashback on online spends (for FDs above ₹10,000; 1% for FDs below ₹10,000); Offline retail spends: 1% cashback on offline spends; UPI spends: 1% cashback on eligible UPI transactions of ₹2,000 and above
Jupiter Edge+ Credit Card
Rs 0Annual fee
0Domestic lounge
2%Forex markup
Best for
cashback, upi, online spends
Top rewards
Preferred Brands shopping: 50 Jewels per ₹100 spent; Jupiter Flights: 25 Jewels per ₹100 spent; Base retail & UPI spends: 5 Jewels per ₹100 spent
| Feature | Paisabazaar Paisa+ Credit Card | Jupiter Edge+ Credit Card |
|---|---|---|
| Issuer | SBM Bank | CSB Bank |
| Network | RuPay | RuPay |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 499 | Rs 0 |
| Fee waiver spend | Rs 50,000 | - |
| Reward type | cashback | jewels |
| Best for | cashback, secured card, upi, online spends | cashback, upi, online spends |
| Top reward categories | Online spends: 1.5% cashback on online spends (for FDs above ₹10,000; 1% for FDs below ₹10,000); Offline retail spends: 1% cashback on offline spends; UPI spends: 1% cashback on eligible UPI transactions of ₹2,000 and above | Preferred Brands shopping: 50 Jewels per ₹100 spent; Jupiter Flights: 25 Jewels per ₹100 spent; Base retail & UPI spends: 5 Jewels per ₹100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 2% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Statement credit: upto Rs 1 per point | Statement credit: upto Rs 0.14 per point |
| Key exclusions | Fuel spends, EMI transactions, Wallet loading transactions, ATM withdrawals and cash advances, Purchase of gold or jewellery, Rent payments | Fuel spends, Government-related transactions, Rent payments, Utility bill payments, E-wallet loading transactions, Cash advances and ATM withdrawals |