MILES ELITE Credit Card
Rs 4,999Annual fee
Rs 15,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits every year, capped at 2 visits per quarter.
- 1 additional domestic airport lounge visit is unlocked on every ₹1 lakh spend, capped at 15 additional visits per year, taking the total annual domestic lounge access up to 23 visits.
- Complimentary Priority Pass membership worth $99 is provided for the first 2 years.
- 6 complimentary international airport lounge visits every year, capped at 2 visits per quarter.
1.99%Forex markup
Best for
Travel, Air Miles, Hotel Points, Domestic Lounge, International Lounge, Low Forex
Top rewards
Travel Spends: 6 Travel Credits / ₹200 spent; Other Eligible Spends: 2 Travel Credits / ₹200 spent
MILES Credit Card
Rs 1,499Annual fee
Rs 6,00,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic airport lounge visits per calendar year (limited to 1 visit per quarter).
- 1 additional domestic lounge visit on every ₹1 lakh spend, up to 8 additional visits per year.
- Complimentary Priority Pass membership for the first 2 years, with no complimentary visits (all visits are charged at standard Priority Pass rates).
3.5%Forex markup
Best for
Travel, Air Miles, Hotel Points, Domestic Lounge
Top rewards
Travel Spends: 2 Travel Credits / ₹200 spent; Other Eligible Spends: 1 Travel Credit / ₹200 spent
| Feature | MILES ELITE Credit Card | MILES Credit Card |
|---|---|---|
| Issuer | SBI Card | SBI Card |
| Network | Mastercard, RuPay | Mastercard, RuPay |
| Joining fee | Rs 4,999 | Rs 1,499 |
| Annual fee | Rs 4,999 | Rs 1,499 |
| Fee waiver spend | Rs 15,00,000 | Rs 6,00,000 |
| Reward type | Travel Credits | Travel Credits |
| Best for | Travel, Air Miles, Hotel Points, Domestic Lounge, International Lounge, Low Forex | Travel, Air Miles, Hotel Points, Domestic Lounge |
| Top reward categories | Travel Spends: 6 Travel Credits / ₹200 spent; Other Eligible Spends: 2 Travel Credits / ₹200 spent | Travel Spends: 2 Travel Credits / ₹200 spent; Other Eligible Spends: 1 Travel Credit / ₹200 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 8 | 4 |
| International lounge | 6 | 0 |
| Forex markup | 1.99% | 3.5% |
| Milestone benefits | 20,000 bonus Travel Credits on annual spends of ₹12 lakh | 5,000 bonus Travel Credits on annual spends of ₹5 lakh |
| Redemption | SmartBuy travel: upto ₹ 0.5 per point; Air miles: upto ₹ 1 per point; Statement credit: upto ₹ 0.25 per point | SmartBuy travel: upto ₹ 0.5 per point; Air miles: upto ₹ 1 per point; Statement credit: upto ₹ 0.25 per point |
| Key exclusions | fuel, utilities, insurance, rent, wallet loading, school and education services | fuel, wallet loading, rent, education, cash withdrawal, cash advance |