SBI Card MILES
Rs 1,499Annual fee
Rs 6,00,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic airport lounge visits per calendar year (limited to 1 visit per quarter).
- 1 additional domestic lounge visit on every Rs 1 lakh spend, up to 8 additional visits per year.
- Complimentary Priority Pass membership for the first 2 years, with no complimentary visits (all visits are charged at standard Priority Pass rates).
3.5%Forex markup
Best for
travel, air miles, hotel points, domestic lounge
Top rewards
Travel spends: 2 Travel Credits / Rs 200 spent; Other eligible spends: 1 Travel Credit / Rs 200 spent
SBI Card MILES ELITE
Rs 4,999Annual fee
Rs 15,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits every year, capped at 2 visits per quarter.
- 1 additional domestic airport lounge visit is unlocked on every Rs 1 lakh spend, capped at 15 additional visits per year, taking the total annual domestic lounge access up to 23 visits.
- Complimentary Priority Pass membership worth $99 is provided for the first 2 years.
- 6 complimentary international airport lounge visits every year, capped at 2 visits per quarter.
1.99%Forex markup
Best for
travel, air miles, hotel points, domestic lounge, international lounge, low forex
Top rewards
Travel spends: 6 Travel Credits / Rs 200 spent; Other eligible spends: 2 Travel Credits / Rs 200 spent
| Feature | SBI Card MILES | SBI Card MILES ELITE |
|---|---|---|
| Issuer | SBI Card | SBI Card |
| Network | Mastercard, RuPay | Mastercard, RuPay |
| Joining fee | Rs 1,499 | Rs 4,999 |
| Annual fee | Rs 1,499 | Rs 4,999 |
| Fee waiver spend | Rs 6,00,000 | Rs 15,00,000 |
| Reward type | Travel Credits | Travel Credits |
| Best for | travel, air miles, hotel points, domestic lounge | travel, air miles, hotel points, domestic lounge, international lounge, low forex |
| Top reward categories | Travel spends: 2 Travel Credits / Rs 200 spent; Other eligible spends: 1 Travel Credit / Rs 200 spent | Travel spends: 6 Travel Credits / Rs 200 spent; Other eligible spends: 2 Travel Credits / Rs 200 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 4 | 8 |
| International lounge | 0 | 6 |
| Forex markup | 3.5% | 1.99% |
| Milestone benefits | 5,000 bonus Travel Credits on annual spends of Rs 5 lakh | 20,000 bonus Travel Credits on annual spends of Rs 12 lakh |
| Redemption | SmartBuy travel: upto Rs 0.5 per point; Air miles: upto Rs 1 per point; Statement credit: upto Rs 0.25 per point | SmartBuy travel: upto Rs 0.5 per point; Air miles: upto Rs 1 per point; Statement credit: upto Rs 0.25 per point |
| Key exclusions | fuel, wallet loading, rent, education, cash withdrawal, cash advance | fuel, utilities, insurance, rent, wallet loading, school and education services |