Reliance SBI Card PRIME
Rs 2,999Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per year, capped at 2 visits per quarter
- 4 complimentary international airport lounge visits per year through Priority Pass membership, capped at 2 visits per quarter
3.5%Forex markup
Best for
reliance, shopping, jiomart, ajio, lounge
Top rewards
AJIO and JioMart online spends: 20 Reward Points / Rs 100 spent; Other participating Reliance Retail stores spends: 10 Reward Points / Rs 100 spent; Dining, movies, entertainment, domestic airlines & international spends: 5 Reward Points / Rs 100 spent
AXIS BANK PRIVILEGE Credit Card
Rs 1,500Annual fee
Rs 5,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 2 complimentary domestic airport lounge visits per calendar quarter, subject to Rs 50,000 spends in the previous 3 months
3.5%Forex markup
Best for
shopping, travel, movies, lounge, fee waiver
Top rewards
Eligible retail spends: 10 EDGE REWARD Points / Rs 200 spent
| Feature | Reliance SBI Card PRIME | AXIS BANK PRIVILEGE Credit Card |
|---|---|---|
| Issuer | SBI Card | Axis Bank |
| Network | Mastercard, RuPay | Visa |
| Joining fee | Rs 2,999 | Rs 1,500 |
| Annual fee | Rs 2,999 | Rs 1,500 |
| Fee waiver spend | Rs 3,00,000 | Rs 5,00,000 |
| Reward type | reward points | edge reward points |
| Best for | reliance, shopping, jiomart, ajio, lounge | shopping, travel, movies, lounge, fee waiver |
| Top reward categories | AJIO and JioMart online spends: 20 Reward Points / Rs 100 spent; Other participating Reliance Retail stores spends: 10 Reward Points / Rs 100 spent; Dining, movies, entertainment, domestic airlines & international spends: 5 Reward Points / Rs 100 spent | Eligible retail spends: 10 EDGE REWARD Points / Rs 200 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 8 |
| International lounge | 4 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Reliance Retail Vouchers worth Rs 8,750 on overall annual retail spends of Rs 3 lakh | Not listed |
| Redemption | Statement credit: upto Rs 0.25 per point | Air miles: upto Rs 0.1 per point; Statement credit: upto Rs 0.2 per point |
| Key exclusions | fuel spends, cash advances, balance transfers, wallet loading transactions, rent payments, digital gaming transactions | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends |