Patanjali RBL Bank Swarn Credit Card
Rs 1,499Annual fee
8Domestic lounge
Domestic lounge conditions
- 2 complimentary visits per quarter, unlocked by spending ₹50,000 or more in the preceding calendar quarter
3.5%Forex markup
Best for
co-branded, grocery, movies, lounge
Top rewards
Patanjali online & offline spends: 10% Cashback; Other eligible retail spends: 1 Reward Point / Rs 100 spent
SBI Card PRIME
Rs 2,999Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
3.5%Forex markup
Best for
utility bills, grocery, dining, movies, lounge
Top rewards
utility standing instructions: 20 Reward Points / Rs 100; grocery and departmental stores: 10 Reward Points / Rs 100; dining: 10 Reward Points / Rs 100
| Feature | Patanjali RBL Bank Swarn Credit Card | SBI Card PRIME |
|---|---|---|
| Issuer | RBL Bank | SBI Card |
| Network | Visa, RuPay | Visa, Mastercard, American Express |
| Joining fee | Rs 1,499 | Rs 2,999 |
| Annual fee | Rs 1,499 | Rs 2,999 |
| Fee waiver spend | - | Rs 3,00,000 |
| Reward type | cashback | reward points |
| Best for | co-branded, grocery, movies, lounge | utility bills, grocery, dining, movies, lounge |
| Top reward categories | Patanjali online & offline spends: 10% Cashback; Other eligible retail spends: 1 Reward Point / Rs 100 spent | utility standing instructions: 20 Reward Points / Rs 100; grocery and departmental stores: 10 Reward Points / Rs 100; dining: 10 Reward Points / Rs 100 |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 8 |
| International lounge | 0 | 4 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Earn ₹1,500 Patanjali voucher on annual spends of ₹3 Lakhs (minimum ₹12,000 at Patanjali), Earn 4-night/5-day Patanjali Wellness stay on annual spends of ₹5 Lakhs (minimum ₹15,000 at Patanjali) | Pizza Hut e-Gift Voucher worth Rs 1,000 on quarterly spends of Rs 50,000, Renewal fee waived on annual spends of Rs 3 lakh, E-Gift Voucher worth Rs 7,000 from Yatra.com or Pantaloons on annual spends of Rs 5 lakh |
| Redemption | Not listed | Statement credit: upto Rs 0.25 per point |
| Key exclusions | Fuel transactions, Cash advance transactions, EMI transactions | fuel, cash withdrawal, balance transfer, wallet loading, government transactions, online gaming transactions |