Patanjali Swarn Credit Card
Rs 1,499Annual fee
8Domestic lounge
Domestic lounge conditions
- 2 complimentary visits per quarter, unlocked by spending ₹50,000 or more in the preceding calendar quarter
3.5%Forex markup
Best for
Co-Branded, Grocery, Movies, Lounge
Top rewards
Patanjali Online & Offline Spends: 10% Cashback; Other Eligible Retail Spends: 1 Reward Point / ₹100 spent
PRIME Credit Card
Rs 2,999Annual fee
Rs 3,00,000Fee waiver spend
8Domestic lounge
3.5%Forex markup
Best for
Utility Bills, Grocery, Dining, Movies, Lounge
Top rewards
Utility Standing Instructions: 20 Reward Points / ₹100; Grocery And Departmental Stores: 10 Reward Points / ₹100; Dining: 10 Reward Points / ₹100
| Feature | Patanjali Swarn Credit Card | PRIME Credit Card |
|---|---|---|
| Issuer | RBL Bank | SBI Card |
| Network | Visa, RuPay | Visa, Mastercard, American Express |
| Joining fee | Rs 1,499 | Rs 2,999 |
| Annual fee | Rs 1,499 | Rs 2,999 |
| Fee waiver spend | - | Rs 3,00,000 |
| Reward type | Cashback | Reward Points |
| Best for | Co-Branded, Grocery, Movies, Lounge | Utility Bills, Grocery, Dining, Movies, Lounge |
| Top reward categories | Patanjali Online & Offline Spends: 10% Cashback; Other Eligible Retail Spends: 1 Reward Point / ₹100 spent | Utility Standing Instructions: 20 Reward Points / ₹100; Grocery And Departmental Stores: 10 Reward Points / ₹100; Dining: 10 Reward Points / ₹100 |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 8 | 8 |
| International lounge | 0 | 4 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Earn ₹1,500 Patanjali voucher on annual spends of ₹3 Lakhs (minimum ₹12,000 at Patanjali), Earn 4-night/5-day Patanjali Wellness stay on annual spends of ₹5 Lakhs (minimum ₹15,000 at Patanjali) | Pizza Hut e-Gift Voucher worth ₹1,000 on quarterly spends of ₹50,000, Renewal fee waived on annual spends of ₹3 lakh, E-Gift Voucher worth ₹7,000 from Yatra.com or Pantaloons on annual spends of ₹5 lakh |
| Redemption | Not Listed | Statement credit: upto ₹ 0.25 per point |
| Key exclusions | Fuel transactions, Cash advance transactions, EMI transactions | fuel, cash withdrawal, balance transfer, wallet loading, government transactions, online gaming transactions |