PhonePe SBI Card SELECT BLACK
Rs 1,499Annual fee
Rs 3,00,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic lounge visits every year, capped at 1 visit per quarter.
- Complimentary Priority Pass membership is provided for the first 2 card membership years; lounge visits beyond any complimentary allowance are charged at the programme's prevailing rate.
3.5%Forex markup
Best for
phonepe, online shopping, upi, lounge
Top rewards
Eligible PhonePe spends: 10 Reward Points / Rs 100; Eligible online spends: 5 Reward Points / Rs 100; Scan & Pay using PhonePe: 1 Reward Point / Rs 100
PhonePe SBI Card PURPLE
Rs 499Annual fee
Rs 1,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
phonepe, online shopping, upi, low fee
Top rewards
Eligible PhonePe spends: 3 Reward Points / Rs 100; Eligible online spends: 2 Reward Points / Rs 100; Scan & Pay using PhonePe: 1 Reward Point / Rs 100
| Feature | PhonePe SBI Card SELECT BLACK | PhonePe SBI Card PURPLE |
|---|---|---|
| Issuer | SBI Card | SBI Card |
| Network | Visa, RuPay | Visa, RuPay |
| Joining fee | Rs 1,499 | Rs 499 |
| Annual fee | Rs 1,499 | Rs 499 |
| Fee waiver spend | Rs 3,00,000 | Rs 1,00,000 |
| Reward type | reward points | reward points |
| Best for | phonepe, online shopping, upi, lounge | phonepe, online shopping, upi, low fee |
| Top reward categories | Eligible PhonePe spends: 10 Reward Points / Rs 100; Eligible online spends: 5 Reward Points / Rs 100; Scan & Pay using PhonePe: 1 Reward Point / Rs 100 | Eligible PhonePe spends: 3 Reward Points / Rs 100; Eligible online spends: 2 Reward Points / Rs 100; Scan & Pay using PhonePe: 1 Reward Point / Rs 100 |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 4 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Yatra e-Voucher worth Rs 5,000 on annual spends of Rs 5 lakh | Yatra voucher worth Rs 3,000 on annual spends of Rs 3 lakh |
| Redemption | Statement credit: upto Rs 1 per point | Statement credit: upto Rs 1 per point |
| Key exclusions | fuel, wallet loading, rent, property management, school and education services, government services | fuel, cash advance, wallet loading, rent, property management, school and education services |